US dollar (USD) bank holidays in 2026
Every day Fedwire / ACH is closed in 2026, the Saturday and Sunday weekend, and what each closure does to a payment’s value date.
Next USD closing day
Columbus Day
· In 17 days
At a glance
- Clearing system
- Fedwire / ACH
- Settlement weekend
- Saturday and Sunday
- Closing days in 2026
- 10 (10 on working days)
USD closing days, 2026
| Date | Weekday | Holiday | Status |
|---|---|---|---|
| Thursday | New Year's DayJour de l'an · رأس السنة الميلادية | Confirmed | |
| Monday | Martin Luther King Jr. DayJournée Martin Luther King · يوم مارتن لوثر كينغ | Confirmed | |
| Monday | Presidents' DayPresidents' Day · يوم الرؤساء | Confirmed | |
| Monday | Memorial DayMemorial Day · يوم الذكرى | Confirmed | |
| Friday | JuneteenthJuneteenth · يوم الحرية | Confirmed | |
| Monday | Labor DayFête du travail · عيد العمال | Confirmed | |
| Monday | Columbus DayColumbus Day · يوم كولومبوس | Confirmed | |
| Wednesday | Veterans DayJournée des anciens combattants · يوم المحاربين القدامى | Confirmed | |
| Thursday | ThanksgivingThanksgiving · عيد الشكر | Confirmed | |
| Friday | Christmas DayNoël · عيد الميلاد | Confirmed |
Last checked against Federal Reserve Board, holiday schedule.
What it means for payments
We pay out USD by SWIFT, and you can hold USD in your balance. When Fedwire / ACH is closed, the beneficiary’s bank credits the payment on its next business day.
The value date is the day the money is available to the beneficiary. A closing day on either side of a payment, sender’s or receiver’s, pushes it back. Timings are typical, never guaranteed.
Work out a value date in the payment calendar →Related
Questions
- How many USD bank holidays are there in 2026?
- 10 closing days in our 2026 calendar for Fedwire / ACH, of which 10 fall on a working day and so delay payments.
- What is the settlement weekend for USD?
- Saturday and Sunday. Fedwire / ACH does not settle on those days, so a payment released on them is processed on the next business day.
- What happens to USD payments on a bank holiday?
- It is accepted but not settled until the next day the clearing system is open, so the value date moves forward. Typical timings only; they are never guaranteed. The payment calendar tool works out the landing day for a corridor.
Sources and notices
Dates and figures come from the official publishers linked on this page, entered and checked by the Trillioni Pay team. No forecasts or consensus estimates are shown. Information only, not investment advice.
Paying in USD around a holiday?
See the fee and the exchange rate before you confirm, and the day the money should arrive.
← All financial calendars · Updated 25 September 2026