Plans that scale with your business
Pick the plan that fits how your business moves money, or let us build a custom one around your currencies, destinations and volume.
Not sure which plan to choose?
- Choose MENA if you are
- importers, exporters and trading companies operating across MENA.
- Choose Europe+ if you are
- EEA-incorporated businesses with regular euro and cross-border flows.
- Choose Max if you are
- businesses in sectors that need a deeper compliance review.
- Choose Crypto if you are
- licensed digital-asset businesses and firms with heightened obligations.
- Choose Enterprise if you are
- groups, holding structures and businesses moving large monthly volumes.
MENA
Companies in conventional industries across MENA.
€5.00
monthly · €100.00 to open
- European account details in your own name
- SEPA and SWIFT payments in and out
- Multiple currencies in one account
- Two-factor authentication and role-based access
- Free incoming SEPA payments
Suitable for importers, exporters and trading companies operating across MENA.
Fees of popular transactions
- SEPA (in)
- Free
- SEPA (out)
- €0.50
- SWIFT (in)
- 0.25%, min €25.00
- SWIFT (out)
- 0.25%, min €25.00
- Currency conversion (G10 currencies)
- 0.5%
Other currencies: the conversion fee is confirmed before you convert.
Europe+
Companies based in Europe and the wider EEA.
€50.00
monthly · €100.00 to open
- Same account features as MENA; Europe+ fees below apply
- Higher payment volumes
- Priority SWIFT routing
- Additional account users
Suitable for EEA-incorporated businesses with regular euro and cross-border flows.
Fees of popular transactions
- SEPA (in)
- 0.1%, min €2.00
- SEPA (out)
- 0.1%, min €2.00
- SWIFT (in)
- 0.3%, min €25.00
- SWIFT (out)
- 0.3%, min €25.00
- Currency conversion (G10 currencies)
- 0.5%
Other currencies: the conversion fee is confirmed before you convert.
Max
Higher-risk industries.
€200.00
monthly · €500.00 to open
- Same account features as Europe+; Max fees below apply
- Enhanced due diligence built in
- Complex ownership structures accepted
- Dedicated compliance contact
Suitable for businesses in sectors that need a deeper compliance review.
Fees of popular transactions
- SEPA (in)
- 0.25%, min €2.00
- SEPA (out)
- 0.25%, min €2.00
- SWIFT (in)
- 0.5%, min €50.00
- SWIFT (out)
- 0.5%, min €50.00
- Currency conversion (G10 currencies)
- 0.5%
Other currencies: the conversion fee is confirmed before you convert.
Crypto
Crypto and enhanced compliance requirements.
€500.00
monthly · €1,000.00 to open
- Same account features as Max; Crypto fees below apply
- Source-of-funds framework for digital assets
- Transaction monitoring tuned to your flows
- Ongoing regulatory reporting support
Suitable for licensed digital-asset businesses and firms with heightened obligations.
Fees of popular transactions
- SEPA (in)
- 0.25%, min €2.00
- SEPA (out)
- 0.25%, min €2.00
- SWIFT (in)
- 0.5%, min €50.00
- SWIFT (out)
- 0.5%, min €50.00
- Currency conversion (G10 currencies)
- 0.5%
Other currencies: the conversion fee is confirmed before you convert.
Enterprise
Large volumes or requirements that do not fit a standard plan.
Custom pricing
monthly · priced around your operation
- Account features of the plans above; fees negotiated
- Negotiated transaction and FX pricing
- Payment routes built around your corridors
- Finance-team workflows and additional users
Suitable for groups, holding structures and businesses moving large monthly volumes.
Fees of popular transactions
- SEPA (in)
- Negotiated
- SEPA (out)
- Negotiated
- SWIFT (in)
- Negotiated
- SWIFT (out)
- Negotiated
- Currency conversion (G10 currencies)
- Negotiated
Plans and fees are indicative and subject to eligibility, onboarding and compliance approval. Your plan is confirmed in writing before your account opens, and the exact fee is shown on screen before you confirm any payment. Other banks in a payment chain may apply their own charges.
Fee calculator
100% transparent transaction fees
Tired of hidden fees? Work out what you would pay to send and receive international business payments.
Figures are indicative and shown in the currency you selected; no live exchange rates are applied. Additional charges may apply when payments are sent or received in a currency other than the local currency of the sending or receiving bank. The exact fee is always shown before you confirm a payment.
Are personal accounts planned, or is this only for companies?
Personal accounts are part of the offering and will be available after launch, subject to eligibility and approval.
What documents does an individual need?
A valid passport or national ID, a recent proof of address, and a short explanation of where your money comes from — for example a salary, a business you own, or a property sale.
What documents do I need to open a business account?
For KYB we need your incorporation certificate or trade licence, proof of business address, and a description of what you do. For KYC we need passport or national ID for the directors and anyone owning 25% or more. Recent bank statements or financials help us move faster.
Who can open a TrillioniPay account?
After launch, businesses and individuals in approved onboarding markets may apply. Every applicant remains subject to eligibility, identity checks and compliance approval.
Is TrillioniPay a bank?
No. We're a Canadian money services business registered with FINTRAC (number C100000813) and with the Bank of Canada under the RPAA, not a bank. Once accounts open, customer money will be held with regulated partner banks. It will not be a bank deposit and will not be covered by deposit insurance.
Where does my IBAN come from?
Your IBAN is issued by our regulated banking partner in Lithuania, in the EU. It receives and sends euro by SEPA (European bank transfers) across the SEPA area.
Which currencies can I hold?
35 currencies, including US dollars, euros, British pounds and UAE dirhams. Named account details are EUR only today; USD and GBP account details are planned for vetted customers after launch.
What happens after I join the waiting list?
We will contact you when onboarding opens. Applications will then go through KYC or KYB and compliance approval.
Can I use crypto?
Yes. You can move in both directions: cash in your account into supported digital assets, and digital assets back into dollars or euros. We document where the money came from on every conversion.