Get paid like a local supplier
European buyers send a normal SEPA transfer instead of an international wire, which removes a common reason for delays and questions.
European IBAN
A European IBAN in your company name.
Eligible businesses receive a named Lithuanian EUR IBAN through our regulated Lithuanian partner, so European customers and suppliers can pay you the way they pay a local company.
- Named EUR IBAN
- SEPA in and out
- No European entity required
Account holder
Al Nahr Trading Ltd
IBAN
FINTRAC registeredCanadian money services business C100000813
Bank of Canada RPAARegistered payment service provider
ISO/IEC 27001:2022Held by our platform provider, with PCI DSS Level 1 controls
Lithuanian banking partnerWill issue the EUR accounts and provide SEPA access once accounts open
Once accounts open, account details will be issued and funds held by regulated partner banks. See how it is structured
Why businesses choose TrillioniPay
Issued in your name
The account details carry your company name, so payments reconcile cleanly and your customers see who they are paying.
Part of one multi-currency account
Your EUR IBAN sits alongside balances in 35 currencies, so you can convert and pay onward without moving money elsewhere.
How it works
How you get your IBAN
01
Tell us about your business
Share your company, your trade routes and the currencies you use. We confirm whether we can serve your market.
02
Complete verification
Upload identity documents, proof of address, company registration and beneficial owners. Everything is screened against sanctions lists.
03
Start moving money
Once approved, your account details are issued and your team can receive, convert and pay from one place.
What your account details actually say
Every European account number carries the same four parts. Here is what each one means on yours, and why the account being in your own name is the part that matters.
Your account details
LT 12 10000 11101001000
- LT
- Country
- Lithuania
- 12
- Check digits
- Validates the rest
- 10000
- Bank identifier
- Identifies the issuing institution
- 11101001000
- Account number
- Yours alone
The account is in your company's name, not a reference number inside someone else's account. That is the difference between a named IBAN and a collection account.
Why Lithuania
Lithuania is an EU jurisdiction that participates in SEPA. Working through a regulated Lithuanian partner is what lets eligible customers hold named European account details without incorporating in Europe.
- EU jurisdiction inside the SEPA area
- Issued through a regulated financial partner
- TrillioniPay remains your Canadian MSB counterparty
Account holder
Al Nahr Trading Ltd
IBAN
The European schemes you can use
Your EUR account details use SEPA Credit Transfer, the scheme European businesses use every day, for both collections and payouts to SEPA countries.
- SEPA Credit Transfer, in and out
- Payers inside SEPA send an ordinary euro transfer
- Payments to beneficiaries outside SEPA go by SWIFT from your balance
Al Faisal Import Co.+ AED 350,000
Mediterraneo Trading+ €64,000
Nordic Components AB+ $22,400
Currencies
Pay out in the currencies your trade runs on.
EUR comes with account details in your name. USD and GBP account details are planned for vetted customers after launch. Payments go out by SEPA in euro and by SWIFT in the other currencies.1
EURGBPUSDAEDEGPCHFSEKNOKDKKPLNCZKHUFEURGBPUSDAEDEGPCHFSEKNOKDKKPLNCZKHUFEURGBPUSDAEDEGPCHFSEKNOKDKKPLNCZKHUF
CADAUDJPYSGDHKDTRYZARQARKWDBHDOMRMADCADAUDJPYSGDHKDTRYZARQARKWDBHDOMRMADCADAUDJPYSGDHKDTRYZARQARKWDBHDOMRMAD
Europe+
Transparent pricing
You see the fee before you confirm. Every time, on every payment.
See pricing- SEPA payment in
- 0.1%, min €2.00
- SEPA payment out
- 0.1%, min €2.00
- Currency conversion (G10 currencies)
- 0.5%
- Other currencies: the conversion fee is confirmed before you convert.
Explore related pages
Is this a bank account?
No. TrillioniPay is a Canadian money services business registered with FINTRAC and with the Bank of Canada under the RPAA, not a bank. Your European account details are issued through a regulated Lithuanian financial partner.
Does an IBAN give my company European status?
No. It gives you European account details for receiving and sending EUR. It is not a European licence, registration or legal establishment.
Can I get a confirmation for each payment?
Yes. Download a confirmation you can forward to your customer or supplier, and export statements as CSV or PDF for your accountant.
How long does it take to get my IBAN?
Your named EUR IBAN is issued within 48 hours of approval. The review before approval depends on your business, its ownership structure, the documents provided, your transaction profile and any additional information we need to request.
What does it cost to receive money?
SEPA payments in and out are priced per plan; the figures are on the pricing page. Every fee is shown before you confirm, and banks in a SWIFT chain may apply charges of their own.
Can we apply today?
Customer onboarding has not opened yet. You can join the waiting list or speak with our team now, and we will contact you when applications open. Access is subject to eligibility, KYC/KYB, compliance approval and partner requirements.
Who is TrillioniPay regulated by?
Trillioni Pay Inc. is a Canadian money services business registered with FINTRAC (MSB registration C100000813) and with the Bank of Canada as a payment service provider under the RPAA. We are not a bank. Account and payment infrastructure is provided through regulated financial partners.
By country
How to get a EUR IBAN from your country
One page per eligible market (197 in all, 11 in the Middle East and North Africa): the steps, the documents, what happens when money goes home, and the local banking facts.
- 1Business accounts open first, then personal accounts. Currency and payment-route availability depends on eligibility, KYC/KYB and compliance approval, and on our partners' coverage at the time your account opens.
Prepare your business for global trade.
Leave your email and we'll write when onboarding opens.
Talk to us instead