Use the right network per payment
Euro to a beneficiary in a SEPA country goes by SEPA; everything else goes by SWIFT.
International payments
Pay suppliers and partners across your trade routes.
Send euro by SEPA and pay 180+ countries by SWIFT, with the fee and the amount received confirmed before the instruction leaves your account.
- SEPA and SWIFT
- Batch payments and payroll
- Fees shown before you confirm
🇪🇺€64,000🇮🇹
Your EUR accountMilan
- Route
- SEPA credit transfer
- Fee
- EUR 0.50
- Arrives
- Same working day
FINTRAC registeredCanadian money services business C100000813
Bank of Canada RPAARegistered payment service provider
ISO/IEC 27001:2022Held by our platform provider, with PCI DSS Level 1 controls
Lithuanian banking partnerWill issue the EUR accounts and provide SEPA access once accounts open
Once accounts open, account details will be issued and funds held by regulated partner banks. See how it is structured
Why businesses choose TrillioniPay
No surprise deductions
You see the fee and the conversion before you confirm, so you can tell a supplier what will land in their account.
Pay many people at once
Upload a batch for suppliers, contractors or payroll instead of keying in each payment by hand.
How it works
How a payment goes out
01
Add the beneficiary
Save supplier details once, with the account information their bank expects, and reuse them for every future payment.
02
Choose currency and route
Pay from the balance you already hold, or convert first. The fee, rate and amount received are shown before you confirm.
03
Approve and track
Route the payment to a second approver if your policy requires it, then follow its status and keep the record for audit.
SEPA for euro, SWIFT for the rest
A euro payment to a SEPA country is usually cheaper and clearer than an international wire, because no intermediary deducts fees along the way. Other payments go by SWIFT, with the fee and the amount sent shown before you confirm.
- SEPA for EUR to SEPA countries
- SWIFT to 180+ countries
- USD and GBP account details planned for vetted customers after launch
🇪🇺€64,000🇮🇹
Your EUR accountMilan
- Route
- SEPA credit transfer
- Fee
- EUR 0.50
- Arrives
- Same working day
Payroll and contractor runs
Pay a team spread across several countries from the same account, in the currency each person is paid in.
- Batch upload instead of one-by-one entry
- Repeat a previous run with updated amounts
- Confirmations and history for every recipient
🇪🇬CairoEGP 42,000
🇮🇹Milan€ 3,200
🇬🇧London£ 2,850
🇦🇪DubaiAED 14,500
Every payment leaves an audit trail
Who created the payment, who approved it and when it was sent is recorded, and screening runs on the counterparty before it goes.
- Dual approval on payments above your limit
- Sanctions screening on counterparties
- Exportable statements for accounting
Al Faisal Import Co.+ AED 350,000
Mediterraneo Trading+ €64,000
Nordic Components AB+ $22,400
Currencies
Pay out in the currencies your trade runs on.
EUR comes with account details in your name. USD and GBP account details are planned for vetted customers after launch. Payments go out by SEPA in euro and by SWIFT in the other currencies.1
EURGBPUSDAEDEGPCHFSEKNOKDKKPLNCZKHUFEURGBPUSDAEDEGPCHFSEKNOKDKKPLNCZKHUFEURGBPUSDAEDEGPCHFSEKNOKDKKPLNCZKHUF
CADAUDJPYSGDHKDTRYZARQARKWDBHDOMRMADCADAUDJPYSGDHKDTRYZARQARKWDBHDOMRMADCADAUDJPYSGDHKDTRYZARQARKWDBHDOMRMAD
- SEPA payment out
- €0.50
- SWIFT payment out
- 0.25%, min €25.00
- SWIFT payment in
- 0.25%, min €25.00
- Currency conversion (G10 currencies)
- 0.5%
- Other currencies: the conversion fee is confirmed before you convert.
Explore related pages
How long does a payment take?
Timing depends on the network, the currency, the receiving institution and the checks required. We will confirm expected timings for your routes before you start trading with us.
Can I pay in a currency I do not hold?
Yes. You can convert from a balance you hold as part of the payment, with the rate and fee shown before you confirm.
Can we apply today?
Customer onboarding has not opened yet. You can join the waiting list or speak with our team now, and we will contact you when applications open. Access is subject to eligibility, KYC/KYB, compliance approval and partner requirements.
Who is TrillioniPay regulated by?
Trillioni Pay Inc. is a Canadian money services business registered with FINTRAC (MSB registration C100000813) and with the Bank of Canada as a payment service provider under the RPAA. We are not a bank. Account and payment infrastructure is provided through regulated financial partners.
- 1Business accounts open first, then personal accounts. Currency and payment-route availability depends on eligibility, KYC/KYB and compliance approval, and on our partners' coverage at the time your account opens.
Prepare your business for global trade.
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