What is a SWIFT/BIC code?

An 8- or 11-character code that identifies a bank, and optionally one of its branches, in international payments. BIC means Business Identifier Code; SWIFT is the network that issues them. The two names mean the same thing.

Where do I find a bank’s SWIFT code?

On the beneficiary’s invoice or bank statement, in their online banking, or in the directory on this page. If the beneficiary gave you one, check it above before you pay.

Do I need a SWIFT code for a euro payment inside Europe?

Not for SEPA transfers: the IBAN is enough. Payments to Egypt, the Gulf, the Maghreb and most of the world outside SEPA still need the bank’s SWIFT/BIC code.

SWIFT codes

SWIFT/BIC codes by country and bank

Check a code from an invoice, or browse banks country by country. Built around the corridors we serve: Egypt, the Gulf, the Maghreb and Europe.

How a SWIFT code is built

NBEGEGCXXXX

NBEGBank code
Four letters chosen by the institution.
EGCountry code
Egypt (ISO 3166)
CXLocation code
Where the institution sits on the SWIFT network. A 1 in second place marks a passive participant.
XXXBranch code
XXX, or nothing at all, means the head office.

Questions

What is a SWIFT/BIC code?: An 8- or 11-character code that identifies a bank, and optionally one of its branches, in international payments. BIC means Business Identifier Code; SWIFT is the network that issues them. The two names mean the same thing.
Where do I find a bank’s SWIFT code?: On the beneficiary’s invoice or bank statement, in their online banking, or in the directory on this page. If the beneficiary gave you one, check it above before you pay.
Do I need a SWIFT code for a euro payment inside Europe?: Not for SEPA transfers: the IBAN is enough. Payments to Egypt, the Gulf, the Maghreb and most of the world outside SEPA still need the bank’s SWIFT/BIC code.