Separate who prepares from who approves
Maker/checker workflows mean one person builds the payment and another releases it.
Corporate controls
Give your team access without giving away control.
Set users, roles, limits and approval rules so payments move quickly, but never leave without the right person signing off.
- Roles and permissions
- Dual approval on payments
- Full audit trail
Supplier paymentEUR 18,400.00
PreparedFinance assistant
ApprovedFinance manager
Second approvalDirector
FINTRAC registeredCanadian money services business C100000813
Bank of Canada RPAARegistered payment service provider
ISO/IEC 27001:2022Held by our platform provider, with PCI DSS Level 1 controls
Lithuanian banking partnerWill issue the EUR accounts and provide SEPA access once accounts open
Once accounts open, account details will be issued and funds held by regulated partner banks. See how it is structured
Why businesses choose TrillioniPay
Limits that match responsibility
Give each user a payment limit, and require additional approval above it.
A record you can hand to an auditor
Every action is logged with the user and the time, alongside statements and payment confirmations.
How it works
Setting up your controls
01
Add your team
Invite the people who need access and assign each one a role that matches their job.
02
Set limits and approvals
Decide what each role can do alone and what needs a second pair of eyes.
03
Review as you grow
Change roles, limits and beneficiaries as your team and your payment volumes change.
Who prepares, who approves, what is logged
Set the chain once and every payment follows it, including the ones your systems create through the API.
- 1
Preparer · Finance assistant
Builds the payment and attaches the invoice
- 2
Approver · Finance manager
Checks it against the limit set for that user
- 3
Second approver · Director
Required above the threshold you set
Every step is logged
Who prepared it, who approved it, when, and from where — exportable when your auditor asks.
The same rules apply to payments created through the API.
Roles, limits and approvals
Build a control framework that matches your internal policy instead of working around a tool that only has one kind of user.
- Multiple users with distinct permissions
- Per-user and per-payment limits
- Beneficiary controls before money can be sent
🇪🇺€64,000🇮🇹
Your EUR accountMilan
- Route
- SEPA credit transfer
- Fee
- EUR 0.50
- Arrives
- Same working day
Security built into daily use
Two-factor authentication, screening and monitoring apply to every user and every counterparty, not just at onboarding.
- Two-factor authentication for all users
- Ongoing sanctions and transaction monitoring
- Platform infrastructure certified to ISO/IEC 27001:2022
Al Faisal Import Co.+ AED 350,000
Mediterraneo Trading+ €64,000
Nordic Components AB+ $22,400
Currencies
Pay out in the currencies your trade runs on.
EUR comes with account details in your name. USD and GBP account details are planned for vetted customers after launch. Payments go out by SEPA in euro and by SWIFT in the other currencies.1
EURGBPUSDAEDEGPCHFSEKNOKDKKPLNCZKHUFEURGBPUSDAEDEGPCHFSEKNOKDKKPLNCZKHUFEURGBPUSDAEDEGPCHFSEKNOKDKKPLNCZKHUF
CADAUDJPYSGDHKDTRYZARQARKWDBHDOMRMADCADAUDJPYSGDHKDTRYZARQARKWDBHDOMRMADCADAUDJPYSGDHKDTRYZARQARKWDBHDOMRMAD
- SEPA payment out
- €0.50
- SWIFT payment out
- 0.25%, min €25.00
- Currency conversion (G10 currencies)
- 0.5%
- Other currencies: the conversion fee is confirmed before you convert.
- SEPA payment in
- Free
Explore related pages
How many users can we add?
The number of users included depends on your plan. Our team can confirm what suits the size of your finance function.
Can we require two approvers on every payment?
Yes. Approval rules can apply to all payments or only above a threshold you set.
Can we apply today?
Customer onboarding has not opened yet. You can join the waiting list or speak with our team now, and we will contact you when applications open. Access is subject to eligibility, KYC/KYB, compliance approval and partner requirements.
Who is TrillioniPay regulated by?
Trillioni Pay Inc. is a Canadian money services business registered with FINTRAC (MSB registration C100000813) and with the Bank of Canada as a payment service provider under the RPAA. We are not a bank. Account and payment infrastructure is provided through regulated financial partners.
- 1Business accounts open first, then personal accounts. Currency and payment-route availability depends on eligibility, KYC/KYB and compliance approval, and on our partners' coverage at the time your account opens.
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