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TrillioniPay
Receive money

Receive international payments into your business account

Euros arrive by SEPA into a Lithuanian IBAN in your company’s own name. For 34 other currencies, you top up your balance by SWIFT into a collection account, matched by your reference.

Two ways money comes in

EUR · SEPA

A named EUR IBAN

European customers pay you by SEPA, as they would pay a local supplier. The IBAN is in your company’s name, not a pooled account, so payments reconcile cleanly. The same IBAN sends euros by SEPA to suppliers in SEPA countries.

About the European IBAN

SWIFT · 35 currencies

Top up by SWIFT

Send funds by SWIFT to our collection account with your payment reference, and they are credited to your balance in that currency. You can then hold them, convert them or pay them out.

How SWIFT payments work

AED · AUD · BHD · CAD · CHF · CNH · CZK · DKK · EGP · EUR · GBP · GHS · HKD · HUF · ILS · JPY · KES · KWD · MAD · MXN · NOK · NZD · OMR · PHP · PLN · QAR · RON · SEK · SGD · THB · TND · TRY · UGX · USD · ZAR

Your EUR account details

Account holder
Your company, by its registered name
IBAN
Lithuanian, 20 characters, starts LT
Format
LT12 1000 0111 0100 1000
Receives
Euros by SEPA credit transfer
Sends
Euros by SEPA to SEPA countries; other payments by SWIFT
Issued
Within 48 hours of approval
USD and GBP details
Planned for vetted customers after launch

The format line is the standard example from the IBAN registry, not a real account.

How it works

  1. 01

    Apply and get verified

    Tell us about your business, then complete KYC/KYB: identity, company registration and beneficial owners.

  2. 02

    Share your IBAN

    Your EUR IBAN is issued within 48 hours of approval. Put it on your invoices so European customers can pay by SEPA.

  3. 03

    Hold, convert or pay out

    Incoming money lands in your balance. Keep it, convert it with the rate shown before you confirm, or pay suppliers from it.

Fees

SEPA payment in
Free
SWIFT payment in
0.25%, min €25.00
SEPA payment out
€0.50
Currency conversion
0.5%

Figures from the MENA plan. Every fee is shown before you confirm a payment, and banks in a SWIFT chain may deduct charges of their own. All plans and fees →

Questions

Who can pay my EUR IBAN?
Any payer whose bank is in the SEPA area can send euros to it by SEPA, as they would to a supplier in their own country. The account details carry your company’s name, so the payer sees who they are paying. If you expect euros from a bank outside the SEPA area, ask us first.
How fast is the IBAN issued?
Within 48 hours of your account being approved. Approval itself depends on the KYC/KYB review of your business, its owners and its expected activity. Onboarding hasn’t opened yet; the waiting list is open.
Can I receive US dollars or pounds?
Not into named account details yet: USD and GBP account details are planned for vetted customers after launch. Today, you can top up your balance in 35 currencies, including USD and GBP, by SWIFT into a collection account, using your own payment reference so the money is matched to your balance.
What does it cost to receive?
On the MENA plan, an incoming SEPA payment costs: Free; a SWIFT top-up: 0.25%, min €25.00. Other plans differ; the pricing page has every figure. Banks in a SWIFT chain may deduct charges of their own before the money reaches you.
Does a European IBAN make my company European?
No. It gives you European account details for receiving and sending euros. It is not a European licence, registration or legal establishment, and TrillioniPay is not a bank: the account details are provided through a regulated Lithuanian partner.
Can I send money from the same account?
Yes. Euros go out by SEPA to beneficiaries in SEPA countries, and every other payment goes by SWIFT, in the currencies we pay out in. The send-money pages list every destination.

A EUR IBAN for businesses in your country

Sending money instead? →

Want European customers to pay you like a local?

Onboarding hasn’t opened yet. Join the waiting list and we’ll contact you when it does.

Join the waiting listEuropean IBAN