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TrillioniPay
Multi-currency & FX

Convert currency on your terms, not on every transaction.

Hold EUR, USD, GBP and AED, request a quote when you want to convert, and see the rate, the fee and the amount you end up with before anything is executed.

  • EUR IBAN · 35 currencies
  • Quote before you commit
  • Volume-based pricing
FINTRAC registeredCanadian money services business C100000813
Bank of Canada RPAARegistered payment service provider
ISO/IEC 27001:2022Held by our platform provider, with PCI DSS Level 1 controls
Lithuanian banking partnerWill issue the EUR accounts and provide SEPA access once accounts open

Once accounts open, account details will be issued and funds held by regulated partner banks. See how it is structured

Why businesses choose TrillioniPay

1

Time your conversions

Keep revenue in the currency it arrived in and convert when you need the other currency, instead of at the moment of every sale.

2

Know the cost up front

Each quote shows the rate applied and the fee charged, so the cost of conversion is never buried in the exchange rate.

3

Pricing that reflects your volume

Businesses converting larger volumes get tailored pricing. Talk to our team about a proposal for your flows.

How it works

How a conversion works

01

Pick the pair and amount

Select the currency you hold and the currency you need, and enter the amount on either side.

02

Review the quote

You see the rate, the fee and the exact amount that will be credited to the other balance.

03

Confirm or pay onward

Keep the converted funds in your balance, or send them straight out as a payment to a beneficiary.

See the rate, the spread and the result

Most providers quote one number and bury the margin inside it. These are the components, separated, against the European Central Bank reference rate.

Live rates load when the page connects. The rate and our fee are always shown before you confirm a conversion.

Four balances, one account

EUR, USD, GBP and AED are held separately so you can match income and costs in the same currency and avoid converting twice.

  • Receive in one currency, pay out in another
  • No forced conversion on incoming payments
  • Full history of every conversion

Hedging your exposure

If your costs and revenues sit in different currencies, our team can work through your exposure with you and propose pricing that fits how often you convert.

  • Tailored pricing for regular conversion volumes
  • A named contact who knows your flows
  • Fees confirmed before every instruction
Currencies

Pay out in the currencies your trade runs on.

EUR comes with account details in your name. USD and GBP account details are planned for vetted customers after launch. Payments go out by SEPA in euro and by SWIFT in the other currencies.1

EURGBPUSDAEDEGPCHFSEKNOKDKKPLNCZKHUFEURGBPUSDAEDEGPCHFSEKNOKDKKPLNCZKHUFEURGBPUSDAEDEGPCHFSEKNOKDKKPLNCZKHUF
CADAUDJPYSGDHKDTRYZARQARKWDBHDOMRMADCADAUDJPYSGDHKDTRYZARQARKWDBHDOMRMADCADAUDJPYSGDHKDTRYZARQARKWDBHDOMRMAD
MENA

Transparent pricing

You see the fee before you confirm. Every time, on every payment.

See pricing
Currency conversion (G10 currencies)
0.5%
Other currencies: the conversion fee is confirmed before you convert.
SEPA payment out
€0.50
SWIFT payment out
0.25%, min €25.00
SEPA payment in
Free
FAQ

Questions, answered

Talk to a payments specialist
What rate do you use?

Each conversion is quoted before you confirm, showing the rate applied and the fee charged. Pricing depends on your plan and your volume.

Can I hold a currency without converting it?

Yes. Each currency has its own balance and there is no automatic conversion on money you receive.

Can we apply today?

Customer onboarding has not opened yet. You can join the waiting list or speak with our team now, and we will contact you when applications open. Access is subject to eligibility, KYC/KYB, compliance approval and partner requirements.

Who is TrillioniPay regulated by?

Trillioni Pay Inc. is a Canadian money services business registered with FINTRAC (MSB registration C100000813) and with the Bank of Canada as a payment service provider under the RPAA. We are not a bank. Account and payment infrastructure is provided through regulated financial partners.

  1. 1Business accounts open first, then personal accounts. Currency and payment-route availability depends on eligibility, KYC/KYB and compliance approval, and on our partners' coverage at the time your account opens.

Prepare your business for global trade.

Leave your email and we'll write when onboarding opens.

We'll email you when onboarding opens. Joining isn't an application and doesn't reserve an account; every business is reviewed when onboarding starts.

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