How many USD bank holidays are there in 2027?

9 closing days in our 2027 calendar for Fedwire / ACH, of which 9 fall on a working day and so delay payments.

What is the settlement weekend for USD?

Saturday and Sunday. Fedwire / ACH does not settle on those days, so a payment released on them is processed on the next business day.

What happens to USD payments on a bank holiday?

It is accepted but not settled until the next day the clearing system is open, so the value date moves forward. Typical timings only; they are never guaranteed. The payment calendar tool works out the landing day for a corridor.

Bank holidays · Fedwire / ACH

US dollar (USD) bank holidays in 2027

Every day Fedwire / ACH is closed in 2027, the Saturday and Sunday weekend, and what each closure does to a payment’s value date.

At a glance

Clearing system: Fedwire / ACH
Settlement weekend: Saturday and Sunday
Closing days in 2027: 9 (9 on working days)

USD closing days, 2027

Date	Weekday	Holiday	Status
2027-01-01	Friday	New Year's DayJour de l'an · رأس السنة الميلادية	Confirmed
2027-01-18	Monday	Martin Luther King Jr. DayJournée Martin Luther King · يوم مارتن لوثر كينغ	Confirmed
2027-02-15	Monday	Presidents' DayPresidents' Day · يوم الرؤساء	Confirmed
2027-05-31	Monday	Memorial DayMemorial Day · يوم الذكرى	Confirmed
2027-07-05	Monday	Independence Day (observed)Fête de l'indépendance (reportée) · عيد الاستقلال (مُرحَّل)	Confirmed
2027-09-06	Monday	Labor DayFête du travail · عيد العمال	Confirmed
2027-10-11	Monday	Columbus DayColumbus Day · يوم كولومبوس	Confirmed
2027-11-11	Thursday	Veterans DayJournée des anciens combattants · يوم المحاربين القدامى	Confirmed
2027-11-25	Thursday	ThanksgivingThanksgiving · عيد الشكر	Confirmed

Last checked 25 September 2026 against Federal Reserve Board, holiday schedule.

What it means for payments

We pay out USD by SWIFT, and you can hold USD in your balance. When Fedwire / ACH is closed, the beneficiary’s bank credits the payment on its next business day.

The value date is the day the money is available to the beneficiary. A closing day on either side of a payment, sender’s or receiver’s, pushes it back. Timings are typical, never guaranteed.

Work out a value date in the payment calendar →

Send money to United States USD bank holidays 2026 USD → EURCurrency converter USD → AEDCurrency converter USD → EGPCurrency converter

Other currencies, 2027

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Questions

How many USD bank holidays are there in 2027?: 9 closing days in our 2027 calendar for Fedwire / ACH, of which 9 fall on a working day and so delay payments.
What is the settlement weekend for USD?: Saturday and Sunday. Fedwire / ACH does not settle on those days, so a payment released on them is processed on the next business day.
What happens to USD payments on a bank holiday?: It is accepted but not settled until the next day the clearing system is open, so the value date moves forward. Typical timings only; they are never guaranteed. The payment calendar tool works out the landing day for a corridor.

Sources and notices

Dates and figures come from the official publishers linked on this page, entered and checked by the Trillioni Pay team. No forecasts or consensus estimates are shown. Information only, not investment advice.

Paying in USD around a holiday?

See the fee and the exchange rate before you confirm, and the day the money should arrive.

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← All financial calendars · Updated 25 September 2026