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Bank holidays · Lynx / ACSS

Canadian dollar (CAD) bank holidays in 2027

Every day Lynx / ACSS is closed in 2027, the Saturday and Sunday weekend, and what each closure does to a payment’s value date.

At a glance

Clearing system
Lynx / ACSS
Settlement weekend
Saturday and Sunday
Closing days in 2027
10 (10 on working days)

CAD closing days, 2027

DateWeekdayHolidayStatus
FridayNew Year's DayJour de l'an · رأس السنة الميلاديةConfirmed
FridayGood FridayVendredi saint · الجمعة العظيمةConfirmed
MondayVictoria DayFête de la Reine · يوم فيكتورياConfirmed
ThursdayCanada DayFête du Canada · يوم كنداConfirmed
MondayLabour DayFête du travail · عيد العمالConfirmed
ThursdayNational Day for Truth and ReconciliationJournée de la vérité et de la réconciliation · اليوم الوطني للحقيقة والمصالحةConfirmed
MondayThanksgivingAction de grâce · عيد الشكرConfirmed
ThursdayRemembrance DayJour du Souvenir · يوم الذكرىConfirmed
MondayChristmas Day (observed)Noël (reporté) · عيد الميلاد (مُرحَّل)Confirmed
TuesdayBoxing Day (observed)Lendemain de Noël (reporté) · اليوم التالي لعيد الميلاد (مُرحَّل)Confirmed

Last checked against Payments Canada, holiday schedule.

What it means for payments

We pay out CAD by SWIFT, and you can hold CAD in your balance. When Lynx / ACSS is closed, the beneficiary’s bank credits the payment on its next business day. Payments that pass through a US correspondent also wait for the Fedwire calendar.

The value date is the day the money is available to the beneficiary. A closing day on either side of a payment, sender’s or receiver’s, pushes it back. Timings are typical, never guaranteed.

Work out a value date in the payment calendar →

Related

Questions

How many CAD bank holidays are there in 2027?
10 closing days in our 2027 calendar for Lynx / ACSS, of which 10 fall on a working day and so delay payments.
What is the settlement weekend for CAD?
Saturday and Sunday. Lynx / ACSS does not settle on those days, so a payment released on them is processed on the next business day.
What happens to CAD payments on a bank holiday?
It is accepted but not settled until the next day the clearing system is open, so the value date moves forward. Typical timings only; they are never guaranteed. The payment calendar tool works out the landing day for a corridor.

Sources and notices

Dates and figures come from the official publishers linked on this page, entered and checked by the Trillioni Pay team. No forecasts or consensus estimates are shown. Information only, not investment advice.

Paying in CAD around a holiday?

See the fee and the exchange rate before you confirm, and the day the money should arrive.

← All financial calendars · Updated 25 September 2026