Canadian dollar (CAD) bank holidays in 2027
Every day Lynx / ACSS is closed in 2027, the Saturday and Sunday weekend, and what each closure does to a payment’s value date.
At a glance
- Clearing system
- Lynx / ACSS
- Settlement weekend
- Saturday and Sunday
- Closing days in 2027
- 10 (10 on working days)
CAD closing days, 2027
| Date | Weekday | Holiday | Status |
|---|---|---|---|
| Friday | New Year's DayJour de l'an · رأس السنة الميلادية | Confirmed | |
| Friday | Good FridayVendredi saint · الجمعة العظيمة | Confirmed | |
| Monday | Victoria DayFête de la Reine · يوم فيكتوريا | Confirmed | |
| Thursday | Canada DayFête du Canada · يوم كندا | Confirmed | |
| Monday | Labour DayFête du travail · عيد العمال | Confirmed | |
| Thursday | National Day for Truth and ReconciliationJournée de la vérité et de la réconciliation · اليوم الوطني للحقيقة والمصالحة | Confirmed | |
| Monday | ThanksgivingAction de grâce · عيد الشكر | Confirmed | |
| Thursday | Remembrance DayJour du Souvenir · يوم الذكرى | Confirmed | |
| Monday | Christmas Day (observed)Noël (reporté) · عيد الميلاد (مُرحَّل) | Confirmed | |
| Tuesday | Boxing Day (observed)Lendemain de Noël (reporté) · اليوم التالي لعيد الميلاد (مُرحَّل) | Confirmed |
Last checked against Payments Canada, holiday schedule.
What it means for payments
We pay out CAD by SWIFT, and you can hold CAD in your balance. When Lynx / ACSS is closed, the beneficiary’s bank credits the payment on its next business day. Payments that pass through a US correspondent also wait for the Fedwire calendar.
The value date is the day the money is available to the beneficiary. A closing day on either side of a payment, sender’s or receiver’s, pushes it back. Timings are typical, never guaranteed.
Work out a value date in the payment calendar →Related
Questions
- How many CAD bank holidays are there in 2027?
- 10 closing days in our 2027 calendar for Lynx / ACSS, of which 10 fall on a working day and so delay payments.
- What is the settlement weekend for CAD?
- Saturday and Sunday. Lynx / ACSS does not settle on those days, so a payment released on them is processed on the next business day.
- What happens to CAD payments on a bank holiday?
- It is accepted but not settled until the next day the clearing system is open, so the value date moves forward. Typical timings only; they are never guaranteed. The payment calendar tool works out the landing day for a corridor.
Sources and notices
Dates and figures come from the official publishers linked on this page, entered and checked by the Trillioni Pay team. No forecasts or consensus estimates are shown. Information only, not investment advice.
Paying in CAD around a holiday?
See the fee and the exchange rate before you confirm, and the day the money should arrive.
← All financial calendars · Updated 25 September 2026