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Send business payments to French Guiana

French Guiana is in the SEPA area, so euro payments to suppliers, staff and partners there go by SEPA from your own EUR account details, like a domestic transfer.

Quick facts

Local currency
EUR · Euro
Pay out in EUR?
Yes — EUR can be held, converted and paid out
Route
EUR · SEPA
Typical timing
SEPA: same or next working day (typical, not guaranteed)
Account details
No IBAN — account number + SWIFT code
Banks closed
Saturday – Sunday · Payment calendar
Next EUR closing days
25 December 2026 — Christmas Day · 26 December 2026 — Boxing Day · 1 January 2027 — New Year's DayTARGET2 / SEPA

What you need from your supplier

  • The beneficiary’s full legal name

    Exactly as their bank holds it: the company name for a business, not a trading name.

  • Their address

    Street, town and country.

  • Account number

    French Guiana does not use the IBAN, so the local account number is what identifies the account.

  • What the payment is for

    An invoice number or a short description. Some payments need a supporting document such as the invoice.

IBAN checker · SWIFT code checker

How it works

  1. 01

    Add your beneficiary in French Guiana

    Enter the details above once and save them. Every later payment to the same supplier, employee or partner starts from the saved record.

  2. 02

    Pay in EUR

    Pay from a balance you hold, or convert as part of the payment. The fee, the rate and the amount the beneficiary receives are shown before you confirm.

  3. 03

    Approve and send by SEPA

    A second approver can sign off if your policy requires it. You can download a confirmation of the payment to forward to the beneficiary.

Largest banks in French Guiana

Fees

SEPA payment out
€0.50
Currency conversion
0.5%

Figures from the MENA plan. Every fee is shown before you confirm a payment, and banks in a SWIFT chain may deduct charges of their own. All plans and fees →

Sending money to French Guiana: questions

How long does a business payment to French Guiana take?
A euro payment by SEPA typically arrives the same or the next working day. Banks in French Guiana are closed Saturday – Sunday. Payments instructed after the daily cut-off, at a weekend or on a holiday start on the next working day. Timings are typical, not guaranteed; the payment calendar shows value dates.
How much does it cost to send money to French Guiana?
On the MENA plan a SEPA payment out costs €0.50. Converting currency costs 0.5%. Every fee and the rate are shown before you confirm.
Which currency should I pay a supplier in French Guiana in?
Euros. The payment goes by SEPA from your EUR balance, so no conversion is needed if you already hold euros.
What details do I need from the supplier?
The beneficiary’s name and address, their account number and their bank’s SWIFT/BIC code. French Guiana doesn’t use the IBAN.
Will I need to send documents?
Sometimes. Depending on the destination and the amount, we may ask for an invoice or another supporting document before a payment is released, and the recipient’s bank may ask your supplier for the same. Keeping the invoice number in the payment reference helps both.
Can a business based in French Guiana open an account?
Yes, French Guiana is not on our list of markets we can’t serve, so a business based there can apply, subject to KYC/KYB review. Onboarding hasn’t opened yet: join the waiting list and we’ll contact you when it does.

Related

Paying suppliers in French Guiana?

Onboarding hasn’t opened yet. Join the waiting list and we’ll contact you when it does.