Send business payments to Côte d’Ivoire
Pay suppliers, staff and partners in Côte d’Ivoire in XOF: we convert from your balance when you pay and send it by SWIFT in one step. XOF can’t be held.
Quick facts
- Local currency
- XOF · West African CFA Franc
- Pay out in XOF?
- Yes — pay out only, converted when you pay
- Route
- XOF · SWIFT
- Typical timing
- SWIFT: typically 1 to 3 working days (typical, not guaranteed)
- Account details
- No IBAN — account number + SWIFT code
- SWIFT codes
- 14 banks in our directory
What you need from your supplier
The beneficiary’s full legal name
Exactly as their bank holds it: the company name for a business, not a trading name.
Their address
Street, town and country.
Account number
Côte d’Ivoire does not use the IBAN, so the local account number is what identifies the account.
The bank’s SWIFT/BIC code
8 or 11 characters. Use the code the supplier gives you; the head-office code works if you only know the bank.
What the payment is for
An invoice number or a short description. Some payments need a supporting document such as the invoice.
How it works
- 01
Add your beneficiary in Côte d’Ivoire
Enter the details above once and save them. Every later payment to the same supplier, employee or partner starts from the saved record.
- 02
Pay in XOF
Pay from a balance you hold, or convert as part of the payment. The fee, the rate and the amount the beneficiary receives are shown before you confirm.
- 03
Approve and send by SWIFT
A second approver can sign off if your policy requires it. You can download a confirmation of the payment to forward to the beneficiary.
Largest banks in Côte d’Ivoire
Fees
- SWIFT payment out
- 0.25%, min €25.00
- Currency conversion
- 0.5%
Figures from the MENA plan. Every fee is shown before you confirm a payment, and banks in a SWIFT chain may deduct charges of their own. All plans and fees →
Sending money to Côte d’Ivoire: questions
- How long does a business payment to Côte d’Ivoire take?
- A SWIFT payment typically takes 1 to 3 working days, depending on the currency and the banks in the chain. Payments instructed after the daily cut-off, at a weekend or on a holiday start on the next working day. Timings are typical, not guaranteed; the payment calendar shows value dates.
- How much does it cost to send money to Côte d’Ivoire?
- On the MENA plan a SWIFT payment out costs 0.25%, min €25.00, and banks in the SWIFT chain may deduct charges of their own. Converting currency costs 0.5%. Every fee and the rate are shown before you confirm.
- Which currency should I pay a supplier in Côte d’Ivoire in?
- XOF is a pay-out-only currency: we convert from a balance you hold at the moment you pay, and it can’t be held or received. You can also pay in US dollars or euros if the supplier prefers.
- What details do I need from the supplier?
- The beneficiary’s name and address, their account number and their bank’s SWIFT/BIC code. Côte d’Ivoire doesn’t use the IBAN.
- Will I need to send documents?
- Sometimes. Depending on the destination and the amount, we may ask for an invoice or another supporting document before a payment is released, and the recipient’s bank may ask your supplier for the same. Keeping the invoice number in the payment reference helps both.
- Can a business based in Côte d’Ivoire open an account?
- Yes, Côte d’Ivoire is not on our list of markets we can’t serve, so a business based there can apply, subject to KYC/KYB review. Onboarding hasn’t opened yet: join the waiting list and we’ll contact you when it does.
Related
Other destinations in Sub-Saharan Africa
Paying suppliers in Côte d’Ivoire?
Onboarding hasn’t opened yet. Join the waiting list and we’ll contact you when it does.