IBAN
IBAN in United Arab Emirates
A United Arab Emirates IBAN has 23 characters. See its structure field by field, a valid example, and check or calculate an IBAN.
At a glance
- Length
- 23 characters
- Starts with
- AE
- Example (electronic)
- AE070331234567890123456
- Example (print)
- AE07 0331 2345 6789 0123 456
- SEPA
- No — payments go by SWIFT
- Bank code
- 3 digits, positions 5–7
Structure, field by field
AE070331234567890123456
| Positions | Field | Length | Type | Example |
|---|---|---|---|---|
| 1–2 | Country code | 2 | letters | AE |
| 3–4 | Check digits | 2 | digits | 07 |
| 5–7 | Bank code | 3 | digits | 033 |
| 8–23 | Account number | 16 | digits | 1234567890123456 |
Calculate a United Arab Emirates IBAN
Where to find it
On the account holder’s bank statement, in their online or mobile banking under account details, or on the invoice of a supplier who wants to be paid by transfer. If you only have the bank code and account number, ask the bank for the IBAN (or use the calculator above where it is offered), then confirm it with the beneficiary.
Questions
- How many characters is a United Arab Emirates IBAN?
- 23, always starting with AE. In print it is written in groups of four: AE07 0331 2345 6789 0123 456.
- Can I pay a United Arab Emirates IBAN by SEPA?
- No. United Arab Emirates is outside SEPA: payments go by SWIFT, and you need the bank’s SWIFT/BIC code with the IBAN.
- Does a valid IBAN mean the account exists?
- No. The check digits prove the number is well-formed, which catches almost every typo. Only the beneficiary’s bank can confirm the account is open and in their name.
Paying an IBAN in United Arab Emirates?
See the fee and the exchange rate before you confirm, and the day the money should arrive.
When will it arrive?