IBAN
IBAN in San Marino
A San Marino IBAN has 27 characters. See its structure field by field, a valid example, and check or calculate an IBAN.
At a glance
- Length
- 27 characters
- Starts with
- SM
- Example (electronic)
- SM86U0322509800000000270100
- Example (print)
- SM86 U032 2509 8000 0000 0270 100
- SEPA
- Yes — euro transfers by SEPA
- Bank code (ABI)
- 5 digits, positions 5–9
Structure, field by field
SM86U0322509800000000270100
| Positions | Field | Length | Type | Example |
|---|---|---|---|---|
| 1–2 | Country code | 2 | letters | SM |
| 3–4 | Check digits | 2 | digits | 86 |
| 5–5 | National check digit | 1 | letters | U |
| 6–10 | Bank code (ABI) | 5 | digits | 03225 |
| 11–15 | Branch code | 5 | digits | 09800 |
| 16–27 | Account number | 12 | letters or digits | 000000270100 |
Calculate a San Marino IBAN
Where to find it
On the account holder’s bank statement, in their online or mobile banking under account details, or on the invoice of a supplier who wants to be paid by transfer. If you only have the bank code (abi) and account number, ask the bank for the IBAN (or use the calculator above where it is offered), then confirm it with the beneficiary.
Questions
- How many characters is a San Marino IBAN?
- 27, always starting with SM. In print it is written in groups of four: SM86 U032 2509 8000 0000 0270 100.
- Can I pay a San Marino IBAN by SEPA?
- Yes, in euro. San Marino is in the SEPA area, so a euro transfer to this IBAN needs no SWIFT code and usually arrives the same or next business day.
- Does a valid IBAN mean the account exists?
- No. The check digits prove the number is well-formed, which catches almost every typo. Only the beneficiary’s bank can confirm the account is open and in their name.
Paying an IBAN in San Marino?
See the fee and the exchange rate before you confirm, and the day the money should arrive.
When will it arrive?