IBAN
IBAN in Poland
A Poland IBAN has 28 characters. See its structure field by field, a valid example, and check or calculate an IBAN.
At a glance
- Length
- 28 characters
- Starts with
- PL
- Example (electronic)
- PL61109010140000071219812874
- Example (print)
- PL61 1090 1014 0000 0712 1981 2874
- SEPA
- Yes — euro transfers by SEPA
- Bank code
- 3 digits, positions 5–7
Structure, field by field
PL61109010140000071219812874
| Positions | Field | Length | Type | Example |
|---|---|---|---|---|
| 1–2 | Country code | 2 | letters | PL |
| 3–4 | Check digits | 2 | digits | 61 |
| 5–7 | Bank code | 3 | digits | 109 |
| 8–11 | Branch code | 4 | digits | 0101 |
| 12–12 | National check digit | 1 | digits | 4 |
| 13–28 | Account number | 16 | digits | 0000071219812874 |
Check or calculate a Poland IBAN
Where to find it
On the account holder’s bank statement, in their online or mobile banking under account details, or on the invoice of a supplier who wants to be paid by transfer. If you only have the bank code and account number, the calculator above builds the IBAN — but confirm the result with the beneficiary.
SWIFT codes for banks in Poland →Questions
- How many characters is a Poland IBAN?
- 28, always starting with PL. In print it is written in groups of four: PL61 1090 1014 0000 0712 1981 2874.
- Can I pay a Poland IBAN by SEPA?
- Yes, in euro. Poland is in the SEPA area, so a euro transfer to this IBAN needs no SWIFT code and usually arrives the same or next business day.
- Does a valid IBAN mean the account exists?
- No. The check digits prove the number is well-formed, which catches almost every typo. Only the beneficiary’s bank can confirm the account is open and in their name.
Paying an IBAN in Poland?
See the fee and the exchange rate before you confirm, and the day the money should arrive.