IBAN
IBAN in Pakistan
A Pakistan IBAN has 24 characters. See its structure field by field, a valid example, and check or calculate an IBAN.
At a glance
- Length
- 24 characters
- Starts with
- PK
- Example (electronic)
- PK36SCBL0000001123456702
- Example (print)
- PK36 SCBL 0000 0011 2345 6702
- SEPA
- No — payments go by SWIFT
- Bank code
- 4 letters, positions 5–8
Structure, field by field
PK36SCBL0000001123456702
| Positions | Field | Length | Type | Example |
|---|---|---|---|---|
| 1–2 | Country code | 2 | letters | PK |
| 3–4 | Check digits | 2 | digits | 36 |
| 5–8 | Bank code | 4 | letters | SCBL |
| 9–24 | Account number | 16 | letters or digits | 0000001123456702 |
Calculate a Pakistan IBAN
Where to find it
On the account holder’s bank statement, in their online or mobile banking under account details, or on the invoice of a supplier who wants to be paid by transfer. If you only have the bank code and account number, ask the bank for the IBAN (or use the calculator above where it is offered), then confirm it with the beneficiary.
Questions
- How many characters is a Pakistan IBAN?
- 24, always starting with PK. In print it is written in groups of four: PK36 SCBL 0000 0011 2345 6702.
- Can I pay a Pakistan IBAN by SEPA?
- No. Pakistan is outside SEPA: payments go by SWIFT, and you need the bank’s SWIFT/BIC code with the IBAN.
- Does a valid IBAN mean the account exists?
- No. The check digits prove the number is well-formed, which catches almost every typo. Only the beneficiary’s bank can confirm the account is open and in their name.
Paying an IBAN in Pakistan?
See the fee and the exchange rate before you confirm, and the day the money should arrive.
When will it arrive?