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IBAN

IBAN in Nicaragua

A Nicaragua IBAN has 28 characters. See its structure field by field, a valid example, and check or calculate an IBAN.

At a glance

Length
28 characters
Starts with
NI
Example (electronic)
NI45BAPR00000013000003558124
Example (print)
NI45 BAPR 0000 0013 0000 0355 8124
SEPA
No — payments go by SWIFT
Bank code
4 letters, positions 5–8

Structure, field by field

NI45BAPR00000013000003558124

PositionsFieldLengthTypeExample
1–2Country code2lettersNI
3–4Check digits2digits45
5–8Bank code4lettersBAPR
9–28Account number20digits00000013000003558124

Calculate a Nicaragua IBAN

Already have an IBAN? Check it

Where to find it

On the account holder’s bank statement, in their online or mobile banking under account details, or on the invoice of a supplier who wants to be paid by transfer. If you only have the bank code and account number, ask the bank for the IBAN (or use the calculator above where it is offered), then confirm it with the beneficiary.

Questions

How many characters is a Nicaragua IBAN?
28, always starting with NI. In print it is written in groups of four: NI45 BAPR 0000 0013 0000 0355 8124.
Can I pay a Nicaragua IBAN by SEPA?
No. Nicaragua is outside SEPA: payments go by SWIFT, and you need the bank’s SWIFT/BIC code with the IBAN.
Does a valid IBAN mean the account exists?
No. The check digits prove the number is well-formed, which catches almost every typo. Only the beneficiary’s bank can confirm the account is open and in their name.

Paying an IBAN in Nicaragua?

See the fee and the exchange rate before you confirm, and the day the money should arrive.

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