IBAN
IBAN in Netherlands
A Netherlands IBAN has 18 characters. See its structure field by field, a valid example, and check or calculate an IBAN.
At a glance
- Length
- 18 characters
- Starts with
- NL
- Example (electronic)
- NL91ABNA0417164300
- Example (print)
- NL91 ABNA 0417 1643 00
- SEPA
- Yes — euro transfers by SEPA
- Bank code
- 4 letters, positions 5–8
Structure, field by field
NL91ABNA0417164300
| Positions | Field | Length | Type | Example |
|---|---|---|---|---|
| 1–2 | Country code | 2 | letters | NL |
| 3–4 | Check digits | 2 | digits | 91 |
| 5–8 | Bank code | 4 | letters | ABNA |
| 9–18 | Account number | 10 | digits | 0417164300 |
Check or calculate a Netherlands IBAN
Where to find it
On the account holder’s bank statement, in their online or mobile banking under account details, or on the invoice of a supplier who wants to be paid by transfer. If you only have the bank code and account number, the calculator above builds the IBAN — but confirm the result with the beneficiary.
SWIFT codes for banks in Netherlands →Questions
- How many characters is a Netherlands IBAN?
- 18, always starting with NL. In print it is written in groups of four: NL91 ABNA 0417 1643 00.
- Can I pay a Netherlands IBAN by SEPA?
- Yes, in euro. Netherlands is in the SEPA area, so a euro transfer to this IBAN needs no SWIFT code and usually arrives the same or next business day.
- Does a valid IBAN mean the account exists?
- No. The check digits prove the number is well-formed, which catches almost every typo. Only the beneficiary’s bank can confirm the account is open and in their name.
Paying an IBAN in Netherlands?
See the fee and the exchange rate before you confirm, and the day the money should arrive.