IBAN
IBAN in Morocco
A Morocco IBAN has 28 characters. See its structure field by field, a valid example, and check or calculate an IBAN.
At a glance
- Length
- 28 characters
- Starts with
- MA
- Example (electronic)
- MA64011519000001205000534921
- Example (print)
- MA64 0115 1900 0001 2050 0053 4921
- SEPA
- No — payments go by SWIFT
- Bank code
- 3 digits, positions 5–7
Morocco is not in the SWIFT IBAN registry: its IBAN wraps the national RIB, and some banks still quote the RIB alone.
Structure, field by field
MA64011519000001205000534921
| Positions | Field | Length | Type | Example |
|---|---|---|---|---|
| 1–2 | Country code | 2 | letters | MA |
| 3–4 | Check digits | 2 | digits | 64 |
| 5–7 | Bank code | 3 | digits | 011 |
| 8–10 | Branch code | 3 | digits | 519 |
| 11–26 | Account number | 16 | digits | 0000012050005349 |
| 27–28 | RIB key | 2 | digits | 21 |
Calculate a Morocco IBAN
Where to find it
On the account holder’s bank statement, in their online or mobile banking under account details, or on the invoice of a supplier who wants to be paid by transfer. If you only have the bank code and account number, ask the bank for the IBAN (or use the calculator above where it is offered), then confirm it with the beneficiary.
Questions
- How many characters is a Morocco IBAN?
- 28, always starting with MA. In print it is written in groups of four: MA64 0115 1900 0001 2050 0053 4921.
- Can I pay a Morocco IBAN by SEPA?
- No. Morocco is outside SEPA: payments go by SWIFT, and you need the bank’s SWIFT/BIC code with the IBAN.
- Does a valid IBAN mean the account exists?
- No. The check digits prove the number is well-formed, which catches almost every typo. Only the beneficiary’s bank can confirm the account is open and in their name.
Paying an IBAN in Morocco?
See the fee and the exchange rate before you confirm, and the day the money should arrive.
When will it arrive?