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IBAN

IBAN in Monaco

A Monaco IBAN has 27 characters. See its structure field by field, a valid example, and check or calculate an IBAN.

At a glance

Length
27 characters
Starts with
MC
Example (electronic)
MC5811222000010123456789030
Example (print)
MC58 1122 2000 0101 2345 6789 030
SEPA
Yes — euro transfers by SEPA
Bank code
5 digits, positions 5–9

Structure, field by field

MC5811222000010123456789030

PositionsFieldLengthTypeExample
12Country code2lettersMC
34Check digits2digits58
59Bank code5digits11222
1014Branch code5digits00001
1525Account number11letters or digits01234567890
2627RIB key2digits30

Check or calculate a Monaco IBAN

Where to find it

On the account holder’s bank statement, in their online or mobile banking under account details, or on the invoice of a supplier who wants to be paid by transfer. If you only have the bank code and account number, the calculator above builds the IBAN — but confirm the result with the beneficiary.

SWIFT codes for banks in Monaco →

Questions

How many characters is a Monaco IBAN?
27, always starting with MC. In print it is written in groups of four: MC58 1122 2000 0101 2345 6789 030.
Can I pay a Monaco IBAN by SEPA?
Yes, in euro. Monaco is in the SEPA area, so a euro transfer to this IBAN needs no SWIFT code and usually arrives the same or next business day.
Does a valid IBAN mean the account exists?
No. The check digits prove the number is well-formed, which catches almost every typo. Only the beneficiary’s bank can confirm the account is open and in their name.

Paying an IBAN in Monaco?

See the fee and the exchange rate before you confirm, and the day the money should arrive.

IBAN formats for every country