IBAN
IBAN in Moldova
A Moldova IBAN has 24 characters. See its structure field by field, a valid example, and check or calculate an IBAN.
At a glance
- Length
- 24 characters
- Starts with
- MD
- Example (electronic)
- MD24AG000225100013104168
- Example (print)
- MD24 AG00 0225 1000 1310 4168
- SEPA
- In the SEPA scope since 5 October 2025 — only banks that have joined take SEPA
- Bank code
- 2 letters or digits, positions 5–6
Structure, field by field
MD24AG000225100013104168
| Positions | Field | Length | Type | Example |
|---|---|---|---|---|
| 1–2 | Country code | 2 | letters | MD |
| 3–4 | Check digits | 2 | digits | 24 |
| 5–6 | Bank code | 2 | letters or digits | AG |
| 7–24 | Account number | 18 | letters or digits | 000225100013104168 |
Calculate a Moldova IBAN
Where to find it
On the account holder’s bank statement, in their online or mobile banking under account details, or on the invoice of a supplier who wants to be paid by transfer. If you only have the bank code and account number, ask the bank for the IBAN (or use the calculator above where it is offered), then confirm it with the beneficiary.
Questions
- How many characters is a Moldova IBAN?
- 24, always starting with MD. In print it is written in groups of four: MD24 AG00 0225 1000 1310 4168.
- Can I pay a Moldova IBAN by SEPA?
- Only if the recipient’s bank has joined the SEPA schemes. Moldova is in the SEPA geographical scope (EPC list v8.0), and local banks have been able to join the schemes since 5 October 2025. If the bank has not joined yet, the payment goes by SWIFT and you need its SWIFT/BIC code; ask the bank which applies.
- Does a valid IBAN mean the account exists?
- No. The check digits prove the number is well-formed, which catches almost every typo. Only the beneficiary’s bank can confirm the account is open and in their name.
Paying an IBAN in Moldova?
See the fee and the exchange rate before you confirm, and the day the money should arrive.