IBAN
IBAN in Malta
A Malta IBAN has 31 characters. See its structure field by field, a valid example, and check or calculate an IBAN.
At a glance
- Length
- 31 characters
- Starts with
- MT
- Example (electronic)
- MT84MALT011000012345MTLCAST001S
- Example (print)
- MT84 MALT 0110 0001 2345 MTLC AST0 01S
- SEPA
- Yes — euro transfers by SEPA
- Bank code
- 4 letters, positions 5–8
Structure, field by field
MT84MALT011000012345MTLCAST001S
| Positions | Field | Length | Type | Example |
|---|---|---|---|---|
| 1–2 | Country code | 2 | letters | MT |
| 3–4 | Check digits | 2 | digits | 84 |
| 5–8 | Bank code | 4 | letters | MALT |
| 9–13 | Branch code | 5 | digits | 01100 |
| 14–31 | Account number | 18 | letters or digits | 0012345MTLCAST001S |
Check or calculate a Malta IBAN
Where to find it
On the account holder’s bank statement, in their online or mobile banking under account details, or on the invoice of a supplier who wants to be paid by transfer. If you only have the bank code and account number, the calculator above builds the IBAN — but confirm the result with the beneficiary.
SWIFT codes for banks in Malta →Questions
- How many characters is a Malta IBAN?
- 31, always starting with MT. In print it is written in groups of four: MT84 MALT 0110 0001 2345 MTLC AST0 01S.
- Can I pay a Malta IBAN by SEPA?
- Yes, in euro. Malta is in the SEPA area, so a euro transfer to this IBAN needs no SWIFT code and usually arrives the same or next business day.
- Does a valid IBAN mean the account exists?
- No. The check digits prove the number is well-formed, which catches almost every typo. Only the beneficiary’s bank can confirm the account is open and in their name.
Paying an IBAN in Malta?
See the fee and the exchange rate before you confirm, and the day the money should arrive.