IBAN
IBAN in Luxembourg
A Luxembourg IBAN has 20 characters. See its structure field by field, a valid example, and check or calculate an IBAN.
At a glance
- Length
- 20 characters
- Starts with
- LU
- Example (electronic)
- LU280019400644750000
- Example (print)
- LU28 0019 4006 4475 0000
- SEPA
- Yes — euro transfers by SEPA
- Bank code
- 3 digits, positions 5–7
Structure, field by field
LU280019400644750000
| Positions | Field | Length | Type | Example |
|---|---|---|---|---|
| 1–2 | Country code | 2 | letters | LU |
| 3–4 | Check digits | 2 | digits | 28 |
| 5–7 | Bank code | 3 | digits | 001 |
| 8–20 | Account number | 13 | letters or digits | 9400644750000 |
Calculate a Luxembourg IBAN
Where to find it
On the account holder’s bank statement, in their online or mobile banking under account details, or on the invoice of a supplier who wants to be paid by transfer. If you only have the bank code and account number, ask the bank for the IBAN (or use the calculator above where it is offered), then confirm it with the beneficiary.
Questions
- How many characters is a Luxembourg IBAN?
- 20, always starting with LU. In print it is written in groups of four: LU28 0019 4006 4475 0000.
- Can I pay a Luxembourg IBAN by SEPA?
- Yes, in euro. Luxembourg is in the SEPA area, so a euro transfer to this IBAN needs no SWIFT code and usually arrives the same or next business day.
- Does a valid IBAN mean the account exists?
- No. The check digits prove the number is well-formed, which catches almost every typo. Only the beneficiary’s bank can confirm the account is open and in their name.
Paying an IBAN in Luxembourg?
See the fee and the exchange rate before you confirm, and the day the money should arrive.
When will it arrive?