IBAN
IBAN in Germany
A Germany IBAN has 22 characters. See its structure field by field, a valid example, and check or calculate an IBAN.
At a glance
- Length
- 22 characters
- Starts with
- DE
- Example (electronic)
- DE89370400440532013000
- Example (print)
- DE89 3704 0044 0532 0130 00
- SEPA
- Yes — euro transfers by SEPA
- Bank code (BLZ)
- 8 digits, positions 5–12
Structure, field by field
DE89370400440532013000
| Positions | Field | Length | Type | Example |
|---|---|---|---|---|
| 1–2 | Country code | 2 | letters | DE |
| 3–4 | Check digits | 2 | digits | 89 |
| 5–12 | Bank code (BLZ) | 8 | digits | 37040044 |
| 13–22 | Account number | 10 | digits | 0532013000 |
Check or calculate a Germany IBAN
Where to find it
On the account holder’s bank statement, in their online or mobile banking under account details, or on the invoice of a supplier who wants to be paid by transfer. If you only have the bank code (blz) and account number, the calculator above builds the IBAN — but confirm the result with the beneficiary.
SWIFT codes for banks in Germany →Questions
- How many characters is a Germany IBAN?
- 22, always starting with DE. In print it is written in groups of four: DE89 3704 0044 0532 0130 00.
- Can I pay a Germany IBAN by SEPA?
- Yes, in euro. Germany is in the SEPA area, so a euro transfer to this IBAN needs no SWIFT code and usually arrives the same or next business day.
- Does a valid IBAN mean the account exists?
- No. The check digits prove the number is well-formed, which catches almost every typo. Only the beneficiary’s bank can confirm the account is open and in their name.
Paying an IBAN in Germany?
See the fee and the exchange rate before you confirm, and the day the money should arrive.