IBAN
IBAN in Estonia
A Estonia IBAN has 20 characters. See its structure field by field, a valid example, and check or calculate an IBAN.
At a glance
- Length
- 20 characters
- Starts with
- EE
- Example (electronic)
- EE382200221020145685
- Example (print)
- EE38 2200 2210 2014 5685
- SEPA
- Yes — euro transfers by SEPA
- Bank code
- 2 digits, positions 5–6
Structure, field by field
EE382200221020145685
| Positions | Field | Length | Type | Example |
|---|---|---|---|---|
| 1–2 | Country code | 2 | letters | EE |
| 3–4 | Check digits | 2 | digits | 38 |
| 5–6 | Bank code | 2 | digits | 22 |
| 7–8 | Branch code | 2 | digits | 00 |
| 9–19 | Account number | 11 | digits | 22102014568 |
| 20–20 | National check digit | 1 | digits | 5 |
Check or calculate a Estonia IBAN
Where to find it
On the account holder’s bank statement, in their online or mobile banking under account details, or on the invoice of a supplier who wants to be paid by transfer. If you only have the bank code and account number, the calculator above builds the IBAN — but confirm the result with the beneficiary.
SWIFT codes for banks in Estonia →Questions
- How many characters is a Estonia IBAN?
- 20, always starting with EE. In print it is written in groups of four: EE38 2200 2210 2014 5685.
- Can I pay a Estonia IBAN by SEPA?
- Yes, in euro. Estonia is in the SEPA area, so a euro transfer to this IBAN needs no SWIFT code and usually arrives the same or next business day.
- Does a valid IBAN mean the account exists?
- No. The check digits prove the number is well-formed, which catches almost every typo. Only the beneficiary’s bank can confirm the account is open and in their name.
Paying an IBAN in Estonia?
See the fee and the exchange rate before you confirm, and the day the money should arrive.