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IBAN

IBAN in Estonia

A Estonia IBAN has 20 characters. See its structure field by field, a valid example, and check or calculate an IBAN.

At a glance

Length
20 characters
Starts with
EE
Example (electronic)
EE382200221020145685
Example (print)
EE38 2200 2210 2014 5685
SEPA
Yes — euro transfers by SEPA
Bank code
2 digits, positions 5–6

Structure, field by field

EE382200221020145685

PositionsFieldLengthTypeExample
1–2Country code2lettersEE
3–4Check digits2digits38
5–6Bank code2digits22
7–8Branch code2digits00
9–19Account number11digits22102014568
20–20National check digit1digits5

Check a Estonia IBAN

Paste it as written; spaces and lower case are fine. The check runs in your browser.

We don’t calculate Estonia IBANs: the account number carries a national check digit we don’t compute. Ask the bank for the IBAN, then check it here.

Where to find it

On the account holder’s bank statement, in their online or mobile banking under account details, or on the invoice of a supplier who wants to be paid by transfer. If you only have the bank code and account number, ask the bank for the IBAN (or use the calculator above where it is offered), then confirm it with the beneficiary.

Questions

How many characters is a Estonia IBAN?
20, always starting with EE. In print it is written in groups of four: EE38 2200 2210 2014 5685.
Can I pay a Estonia IBAN by SEPA?
Yes, in euro. Estonia is in the SEPA area, so a euro transfer to this IBAN needs no SWIFT code and usually arrives the same or next business day.
Does a valid IBAN mean the account exists?
No. The check digits prove the number is well-formed, which catches almost every typo. Only the beneficiary’s bank can confirm the account is open and in their name.

Paying an IBAN in Estonia?

See the fee and the exchange rate before you confirm, and the day the money should arrive.

When will it arrive?

← IBAN formats for every country