IBAN
IBAN in Bulgaria
A Bulgaria IBAN has 22 characters. See its structure field by field, a valid example, and check or calculate an IBAN.
At a glance
- Length
- 22 characters
- Starts with
- BG
- Example (electronic)
- BG80BNBG96611020345678
- Example (print)
- BG80 BNBG 9661 1020 3456 78
- SEPA
- Yes — euro transfers by SEPA
- Bank code
- 4 letters, positions 5–8
Structure, field by field
BG80BNBG96611020345678
| Positions | Field | Length | Type | Example |
|---|---|---|---|---|
| 1–2 | Country code | 2 | letters | BG |
| 3–4 | Check digits | 2 | digits | 80 |
| 5–8 | Bank code | 4 | letters | BNBG |
| 9–12 | Branch code | 4 | digits | 9661 |
| 13–14 | Account type | 2 | digits | 10 |
| 15–22 | Account number | 8 | letters or digits | 20345678 |
Check or calculate a Bulgaria IBAN
Where to find it
On the account holder’s bank statement, in their online or mobile banking under account details, or on the invoice of a supplier who wants to be paid by transfer. If you only have the bank code and account number, the calculator above builds the IBAN — but confirm the result with the beneficiary.
SWIFT codes for banks in Bulgaria →Questions
- How many characters is a Bulgaria IBAN?
- 22, always starting with BG. In print it is written in groups of four: BG80 BNBG 9661 1020 3456 78.
- Can I pay a Bulgaria IBAN by SEPA?
- Yes, in euro. Bulgaria is in the SEPA area, so a euro transfer to this IBAN needs no SWIFT code and usually arrives the same or next business day.
- Does a valid IBAN mean the account exists?
- No. The check digits prove the number is well-formed, which catches almost every typo. Only the beneficiary’s bank can confirm the account is open and in their name.
Paying an IBAN in Bulgaria?
See the fee and the exchange rate before you confirm, and the day the money should arrive.