How many characters is a Albania IBAN?

28, always starting with AL. In print it is written in groups of four: AL47 2121 1009 0000 0002 3569 8741.

Can I pay a Albania IBAN by SEPA?

Only if the recipient’s bank has joined the SEPA schemes. Albania is in the SEPA geographical scope (EPC list v8.0), and local banks have been able to join the schemes since 5 October 2025. If the bank has not joined yet, the payment goes by SWIFT and you need its SWIFT/BIC code; ask the bank which applies.

Does a valid IBAN mean the account exists?

No. The check digits prove the number is well-formed, which catches almost every typo. Only the beneficiary’s bank can confirm the account is open and in their name.

IBAN

IBAN in Albania

A Albania IBAN has 28 characters. See its structure field by field, a valid example, and check or calculate an IBAN.

At a glance

Length: 28 characters
Starts with: AL
Example (electronic): AL47212110090000000235698741
Example (print): AL47 2121 1009 0000 0002 3569 8741
SEPA: In the SEPA scope since 5 October 2025 — only banks that have joined take SEPA
Bank code: 3 digits, positions 5–7

Structure, field by field

AL47212110090000000235698741

Positions	Field	Length	Type	Example
1–2	Country code	2	letters	AL
3–4	Check digits	2	digits	47
5–7	Bank code	3	digits	212
8–11	Branch code	4	digits	1100
12–12	National check digit	1	digits	9
13–28	Account number	16	letters or digits	0000000235698741

Check a Albania IBAN

We don’t calculate Albania IBANs: the account number carries a national check digit we don’t compute. Ask the bank for the IBAN, then check it here.

Where to find it

On the account holder’s bank statement, in their online or mobile banking under account details, or on the invoice of a supplier who wants to be paid by transfer. If you only have the bank code and account number, ask the bank for the IBAN (or use the calculator above where it is offered), then confirm it with the beneficiary.

Questions

How many characters is a Albania IBAN?: 28, always starting with AL. In print it is written in groups of four: AL47 2121 1009 0000 0002 3569 8741.
Can I pay a Albania IBAN by SEPA?: Only if the recipient’s bank has joined the SEPA schemes. Albania is in the SEPA geographical scope (EPC list v8.0), and local banks have been able to join the schemes since 5 October 2025. If the bank has not joined yet, the payment goes by SWIFT and you need its SWIFT/BIC code; ask the bank which applies.
Does a valid IBAN mean the account exists?: No. The check digits prove the number is well-formed, which catches almost every typo. Only the beneficiary’s bank can confirm the account is open and in their name.

Paying an IBAN in Albania?

See the fee and the exchange rate before you confirm, and the day the money should arrive.

Join the waiting list When will it arrive?

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