Everything we know about moving money across borders.
Six sections, written for the people who actually send and receive the money.
Payment mechanics
How cross-border payments actually move: rails, intermediaries, settlement and the parties involved.
BrowseEligibility
Who can open an account, the documents required and the checks a business has to pass.
BrowseCorridors
Sending and receiving money market by market, with the local rules that apply on each route.
BrowseFX & cost
Spreads, lifting fees and the real cost of a payment once every party has taken its cut.
BrowseDigital assets
Stablecoins, tokenised settlement and how regulators treat digital value in cross-border trade.
BrowseRunning a business
Treasury, supplier payments, invoicing and the day-to-day money operations of a trading company.
BrowseLatest
Payments glossary →Named virtual IBAN: what it is, what it is not, and what it changes for a company outside Europe
A virtual IBAN in your own company name changes what your European customer sees when they pay you. Here is the mechanism, and the limits.
· 10 min read
Security at TrillioniPay: what is certified, by whom, and what each one covers
ISO 27001, PCI DSS, safeguarding and screening. Which certification belongs to whom, what each one covers, and what none of them covers.
· 8 min read
KYC and KYB explained: what a payments provider checks, why, and what happens to your documents
What identity and business verification involves, which rules require it, what causes a hold, and what happens to the documents you upload.
· 10 min read
ACH explained for businesses outside the United States
Your American customer wants to pay you by ACH. It is a domestic US network. Here is what that means for a company in Cairo, Casablanca or Dubai.
· 11 min read
SEPA explained: what it covers, and why an Egyptian company cannot receive a SEPA transfer
SEPA is cheap, fast and closed. Here is what reachability means, why your European customer's payment failed, and what changes it.
· 11 min read
SWIFT explained: the only rail that reaches everywhere, and what that reach costs
SWIFT reaches more than 220 countries in almost any currency. Here is what it does well, where the deduction and the delay enter, and how to choose.
· 15 min read