Is SPMHDE3E a valid SWIFT code?

Yes. SPMHDE3E has the right format and is in our directory for SPARKASSE MÜLHEIM AN DER RUHR, MÜLHEIM AN DER RUHR. Confirm with the beneficiary that it is the bank that holds their account.

What is the difference between SPMHDE3E and SPMHDE3EXXX?

None. SPMHDE3E is the 8-character form of SPMHDE3EXXX; XXX at the end means the head office. Either works.

SWIFT/BIC · Germany

SPMHDE3E

SPARKASSE MÜLHEIM AN DER RUHR · Head office · MÜLHEIM AN DER RUHR

Code details

SWIFT/BIC: SPMHDE3E (SPMHDE3EXXX)
Institution: SPARKASSE MÜLHEIM AN DER RUHR
Office: Head office
Branch code: XXX · head office
Address: BERLINER PLATZ 1, 45466 MÜLHEIM AN DER RUHR
City: MÜLHEIM AN DER RUHR
Country: Germany

What SPMHDE3E means

SPMHDE3EXXX

SPMHBank code
Four letters chosen by the institution.
DECountry code
Germany (ISO 3166)
3ELocation code
Where the institution sits on the SWIFT network. A 1 in second place marks a passive participant.
XXXBranch code
XXX, or nothing at all, means the head office.

Paying an account at this bank

You will also need the beneficiary’s IBAN. Germany IBANs have 22 characters and start with DE. IBAN format and example → Check an IBAN →

Questions

Is SPMHDE3E a valid SWIFT code?: Yes. SPMHDE3E has the right format and is in our directory for SPARKASSE MÜLHEIM AN DER RUHR, MÜLHEIM AN DER RUHR. Confirm with the beneficiary that it is the bank that holds their account.
What is the difference between SPMHDE3E and SPMHDE3EXXX?: None. SPMHDE3E is the 8-character form of SPMHDE3EXXX; XXX at the end means the head office. Either works.

Sending to SPMHDE3E?

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About this data

Codes are checked against our directory of banks on TrillioniPay corridors. Always confirm the code with the beneficiary’s bank before sending a payment. Last updated: 23 September 2026.

Institution names and addresses: Global Legal Entity Identifier Foundation (GLEIF) LEI data, available under CC0. The address is the legal entity’s registered or head-office address, which can differ from the office SWIFT lists.

SWIFT © and database rights August 2026. All rights reserved. This Mapping Table has been developed by SWIFT. Any use of the Mapping Table, in whole or in part, is subject to the BIC/LEI Mapping Table License Agreement as published with the Mapping Table available on GLEIF's website. The Mapping Table is updated monthly. For the latest BIC information and updates, always refer to www.swift.com/bic .