Is EFSGDEM1 a valid SWIFT code?

Yes. EFSGDEM1 has the right format and is in our directory for FNZ BANK SE, MÜNCHEN. Confirm with the beneficiary that it is the bank that holds their account.

What is the difference between EFSGDEM1 and EFSGDEM1XXX?

None. EFSGDEM1 is the 8-character form of EFSGDEM1XXX; XXX at the end means the head office. Either works.

SWIFT/BIC · Germany

EFSGDEM1

FNZ BANK SE · Head office · MÜNCHEN

Code details

SWIFT/BIC: EFSGDEM1 (EFSGDEM1XXX)
Institution: FNZ BANK SE
Office: Head office
Branch code: XXX · head office
Address: AUGUST-EVERDING-STRASSE 24, 81671 MÜNCHEN
City: MÜNCHEN
Country: Germany

What EFSGDEM1 means

EFSGDEM1XXX

EFSGBank code
Four letters chosen by the institution.
DECountry code
Germany (ISO 3166)
M1Location code
Where the institution sits on the SWIFT network. A 1 in second place marks a passive participant.
XXXBranch code
XXX, or nothing at all, means the head office.

Paying an account at this bank

You will also need the beneficiary’s IBAN. Germany IBANs have 22 characters and start with DE. IBAN format and example → Check an IBAN →

Questions

Is EFSGDEM1 a valid SWIFT code?: Yes. EFSGDEM1 has the right format and is in our directory for FNZ BANK SE, MÜNCHEN. Confirm with the beneficiary that it is the bank that holds their account.
What is the difference between EFSGDEM1 and EFSGDEM1XXX?: None. EFSGDEM1 is the 8-character form of EFSGDEM1XXX; XXX at the end means the head office. Either works.

Sending to EFSGDEM1?

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About this data

Codes are checked against our directory of banks on TrillioniPay corridors. Always confirm the code with the beneficiary’s bank before sending a payment. Last updated: 23 September 2026.

Institution names and addresses: Global Legal Entity Identifier Foundation (GLEIF) LEI data, available under CC0. The address is the legal entity’s registered or head-office address, which can differ from the office SWIFT lists.

SWIFT © and database rights August 2026. All rights reserved. This Mapping Table has been developed by SWIFT. Any use of the Mapping Table, in whole or in part, is subject to the BIC/LEI Mapping Table License Agreement as published with the Mapping Table available on GLEIF's website. The Mapping Table is updated monthly. For the latest BIC information and updates, always refer to www.swift.com/bic .