Is PAOCGB22 a valid SWIFT code?

Yes. PAOCGB22 has the right format and is in our directory for PAYPOINT PAYMENT SERVICES LIMITED, WELWYN GARDEN CITY. Confirm with the beneficiary that it is the bank that holds their account.

What is the difference between PAOCGB22 and PAOCGB22XXX?

None. PAOCGB22 is the 8-character form of PAOCGB22XXX; XXX at the end means the head office. Either works.

SWIFT/BIC · United Kingdom

PAOCGB22

PAYPOINT PAYMENT SERVICES LIMITED · Head office · WELWYN GARDEN CITY

Code details

SWIFT/BIC: PAOCGB22 (PAOCGB22XXX)
Institution: PAYPOINT PAYMENT SERVICES LIMITED
Office: Head office
Branch code: XXX · head office
Address: 1 THE BOULEVARD, SHIRE PARK, AL7 1EL WELWYN GARDEN CITY
City: WELWYN GARDEN CITY
Country: United Kingdom

What PAOCGB22 means

PAOCGB22XXX

PAOCBank code
Four letters chosen by the institution.
GBCountry code
United Kingdom (ISO 3166)
22Location code
Where the institution sits on the SWIFT network. A 1 in second place marks a passive participant.
XXXBranch code
XXX, or nothing at all, means the head office.

Paying an account at this bank

You will also need the beneficiary’s IBAN. United Kingdom IBANs have 22 characters and start with GB. IBAN format and example → Check an IBAN →

Questions

Is PAOCGB22 a valid SWIFT code?: Yes. PAOCGB22 has the right format and is in our directory for PAYPOINT PAYMENT SERVICES LIMITED, WELWYN GARDEN CITY. Confirm with the beneficiary that it is the bank that holds their account.
What is the difference between PAOCGB22 and PAOCGB22XXX?: None. PAOCGB22 is the 8-character form of PAOCGB22XXX; XXX at the end means the head office. Either works.

Sending to PAOCGB22?

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About this data

Codes are checked against our directory of banks on TrillioniPay corridors. Always confirm the code with the beneficiary’s bank before sending a payment. Last updated: 23 September 2026.

Institution names and addresses: Global Legal Entity Identifier Foundation (GLEIF) LEI data, available under CC0. The address is the legal entity’s registered or head-office address, which can differ from the office SWIFT lists.

SWIFT © and database rights August 2026. All rights reserved. This Mapping Table has been developed by SWIFT. Any use of the Mapping Table, in whole or in part, is subject to the BIC/LEI Mapping Table License Agreement as published with the Mapping Table available on GLEIF's website. The Mapping Table is updated monthly. For the latest BIC information and updates, always refer to www.swift.com/bic .