Do I need a SWIFT code to send money to United Arab Emirates?

Yes. An international payment to a bank in United Arab Emirates needs the bank’s SWIFT/BIC code together with the beneficiary’s IBAN.

The bank has several codes. Which one do I use?

Use the code the beneficiary gave you. If you only know the bank, the head-office code (8 characters, or 11 ending in XXX) is accepted for international payments.

Does United Arab Emirates use IBAN?

Yes. IBANs in United Arab Emirates have 23 characters and start with AE.

SWIFT codes

SWIFT/BIC codes in United Arab Emirates

173 institutions and 173 codes for United Arab Emirates in our directory. Pick a bank to see its head-office and branch codes.

Paying into United Arab Emirates

Local currency
AED
Banks closed
Sunday – Saturday
Holidays and value dates →
IBAN
23 characters
Format and example →

All banks in United Arab Emirates

3S MONEY CLUB LIMITEDMOLUAEA2 · 1 code المدينة للصرافةCEXHAEAD · 1 code

ABU DHABI COMMERCIAL BANKADCBAEAA · 1 code ABU DHABI FUND FOR DEVELOPMENTADFDAEAA · 1 code ABU DHABI INVESTMENT AUTHORITYADINAEAA · 1 code ABU DHABI INVESTMENT COMPANYADICAEAA · 1 code ABU DHABI INVESTMENT COUNCIL COMPANY P.J.S.C.ADCNAEAA · 1 code ABU DHABI ISLAMIC BANKABDIAEAD · 1 code ABU DHABI PORTS COMPANY PJSCADPOAEAA · 1 code ABU DHABI SECURITIES EXCHANGE P.J.S.C.ADSEAEA1 · 1 code ACM LIMITEDAMMCAEAD · 1 code ADNOC GLOBAL TRADING LTDADGTAEAA · 1 code ADNOC TRADING LTDADNCAEAA · 1 code AGRICULTURAL BANK OF CHINA LIMITEDABOCAEAD · 1 code AHLI UNITED BANK LIMITEDAUBBAEAD · 1 code AJEEJ CAPITAL (AD) LIMITEDAGLIAEAA · 1 code AJMAN BANK /P. J. S. CAJMNAEAJ · 1 code AL AHLI BANK OF KUWAIT (KUWAIT SHAREHOLDING CO.)ABKKAEAD · 1 code AL ANSARI EXCHANGE L L CALANAEAA · 1 code AL ETIHAD PAYMENTS COMPANY - SOLE PROPRIETORSHIP L.L.C.AEPCAEAA · 1 code AL FARDAN EXCHANGE SOLE PROPRIETORSHIP L.L.C.FEXEAEAA · 1 code AL FUAD EXCHANGEALFXAEAD · 1 code AL HILAL BANK PJSCHLALAEAA · 1 code AL KHALIJI FRANCELICOAEAD · 1 code AL RAMZ CAPITAL L.L.C.ALRSAEA1 · 1 code AL ROSTAMANI INTERNATIONAL EXCHANGE L.L.CTCARAEAD · 1 code ALDAR PROPERTIES - P J S CAPJJAEAD · 1 code APAC INTERNATIONAL CORPORATE SERVICES FZCOAICRAEA2 · 1 code ARAB AFRICAN INTERNATIONAL BANKARAIAEAD · 1 code ARAB BANKARABAEAD · 1 code ARAB BANK FOR INVESTMENT & FOREIGN TRADEABINAEAA · 1 code ARAB MONETARY FUNDARMFAEAA · 1 code ARAB TRADE FINANCING PROGRAMATFPAEAD · 1 code ARGENTEX (DIFC) LTDARTXAEA2 · 1 code ARQAAM CAPITAL LIMITEDARQMAEAD · 1 code ARQAAM SECURITIES (L.L.C)ARQSAEA1 · 1 code ASTER DM HEALTHCARE FZCAHFZAEAD · 1 code AUJAN INDUSTRIES L.L.C.AUJNAEAD · 1 code AXIS BANK LIMITEDAXISAEAD · 1 code AZIMUT (DIFC) LIMITEDAZDIAEA2 · 1 code

B H M CAPITAL FINANCIAL SERVICES P.S.C.DBFSAEAA · 1 code BANCO BILBAO VIZCAYA ARGENTARIA SOCIEDAD ANONIMABBVAAEAA · 1 code BANK ALFALAH LIMITEDALFHAEAD · 1 code BANK MELLI IRANMELIAEA1 · 1 code BANK OF BARODABARBAEAD · 1 code BANK OF CHINA LIMITEDBKCHAEAD · 1 code BANK OF COMMUNICATIONS CO., LTD.COMMAEAD · 1 code BANK OF INDIA LIMITEDBKIDAEAD · 1 code BANK OF SHARJAH P.J.S.C.SHARAEAS · 1 code BANKMED S.A.LMEDLAEAD · 1 code BANQUE BANORIENT FRANCEBLOMAEAD · 1 code BANQUE MISR S.A.E.BMISAEAA · 1 code BANQUE RICHELIEU GCC LIMITEDLIBLAEAA · 1 code BARCLAYS BANK PLCBARCAEAD · 1 code BNP PARIBASBNPAAEAD · 1 code BTA FINANCE LIMITEDBTWMAEAD · 1 code

CANARA BANKCNRBAEAD · 1 code CAPITAL UNION BANK (MIDDLE EAST) LIMITEDCUBMAEAA · 1 code CENTRAL BANK OF THE UAECBAUAEAA · 1 code CHINA CONSTRUCTION BANK CORPORATIONPCBCAEAD · 1 code CIMD (DUBAI) LIMITEDCIDAAEA1 · 1 code CITIBANK, NATIONAL ASSOCIATIONCITIAEAD · 1 code COMMERCIAL BANK INTERNATIONAL P.J.S.CCLBIAEAD · 1 code COMMERCIAL BANK OF DUBAI(PSC)CBDUAEAD · 1 code CREDIT AGRICOLE CORPORATE AND INVESTMENT BANKBSUIAEAD · 1 code

DBS BANK LTD.DBSSAEAD · 1 code DELMA EXCHANGEDELXAEAA · 1 code DEPARTMENT OF FINANCE, GOVERNMENT OF DUBAIGDDFAEAD · 1 code DEUTSCHE BANK AKTIENGESELLSCHAFTDEUTAEAA · 1 code DINAR EXCHANGEDNARAEA1 · 1 code DOHA BANK Q.P.S.CDOHBAEAD · 1 code DUBAI CENTRAL SECURITIES DEPOSITORY L.L.CCTDTAEA1 · 1 code DUBAI ISLAMIC BANK (PUBLIC JOINT STOCK COMPANY)DUIBAEAD · 1 code

EBURY PARTNERS BELGIUMEBPBAEA2 · 1 code EFG HERMES UAE LLCEFGHAEB1 · 1 code EFG-HERMES UAE LIMITEDEFGHAEA1 · 1 code EMIRATES DEVELOPMENT BANK P.J.S.C.EMDVAEAD · 1 code EMIRATES GLOBAL ALUMINIUM P.J.S.C.EGAPAEAA · 1 code EMIRATES INDIA INTERNATIONAL EXCHANGE - LIMITED PARTNERSHIP CO. (HEAD OFFICE) (BRANCH)EIIEAEA1 · 1 code EMIRATES INVESTMENT BANK P.J.S.C.AEINAEAD · 1 code EMIRATES ISLAMIC BANK (PJSC)MEBLAEAD · 1 code EMIRATES NBD BANK PJSCEBILAEAD · 1 code EQVILENT INVESTMENTS LTDEQVNAEAD · 1 code ETIHAD AIRWAYS PJSCETIHAEAD · 1 code

FEDERAL EXCHANGEFEDXAEA1 · 1 code FINSTREET GLOBAL CLEARING AND SETTLEMENT LIMITEDFGCTAEAD · 1 code FIRST ABU DHABI BANK PJSCNBADAEAA · 1 code FRONTIER INVESTMENT MANAGEMENT PARTNERS LTD.FNMPAEAD · 1 code

GAC GROUP (HOLDINGS) LIMITEDGACGAEAD · 1 code GC PARTNERS (DIFC) LIMITEDGCPDAEA2 · 1 code GCC EXCHANGEGCCEAEAD · 1 code GENERAL PENSION AND SOCIAL SECURITY AUTHORITYGPSSAEAD · 1 code GOLDMAN SACHS INTERNATIONALGSNDAEA1 · 1 code GTN MIDDLE EAST FINANCIAL SERVICES (DIFC) LIMITEDMBSHAEAD · 1 code GULF INTERNATIONAL BANK B.S.CGULFAEAA · 1 code

H S B C MIDDLE EAST SECURITIES L.L.CHMEEAEA1 · 1 code HABIB BANK AG ZÜRICHHBZUAEAD · 1 code HABIB BANK LIMITEDHABBAEAD · 1 code HIRAM ARK COMPANY LTD.HIAOAEA2 · 1 code HSBC BANK MIDDLE EAST LIMITEDBBMEAEAD · 1 code HSBC FINANCIAL SERVICES (MIDDLE EAST) LIMITED COWDMEAEA1 · 1 code

INDEX EXCHANGE LLCHEXCAEAA · 1 code INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITEDICBKAEAD · 1 code INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - ABU DHABI BRANCHICBKAEAA · 1 code INTERNATIONAL DEVELOPMENT BANK FOR INVESTMENT AND FINANCEIDBQAEAD · 1 code INTERNATIONAL PETROLEUM INVESTMENT COMPANY (IPIC)IPIOAEA1 · 1 code INTERNATIONAL SECURITIES L.L.C.FGFEAEA1 · 1 code INTESA SANPAOLO SPABCITAEAD · 1 code INVEST BANK P.S.C.IBTFAEAS · 1 code IRAQI ISLAMIC BANK FOR INVESTMENT AND DEVELOPMENTIRIBAEAD · 1 code ITTIHAD INTERNATIONAL INVESTMENT - L L CIIICAEA1 · 1 code

J.P. MORGAN MIDDLE EAST LIMITEDCHASAEAB · 1 code JOYALUKKAS EXCHANGEJOEXAEAD · 1 code

KEB HANA BANKKOEXAEAD · 1 code KEPLER CHEUVREUXCACHAEA1 · 1 code KOTAK MAHINDRA BANK LIMITEDKKBKAEAD · 1 code

LARI EXCHANGELAEEAEAA · 1 code LQDX LIMITEDLQDXAEAA · 1 code LULU INTERNATIONAL EXCHANGE L.L.C.LULUAEAD · 1 code LULU RETAIL HOLDINGS PLCLREHAEAD · 1 code LUNATE CAPITAL LIMITEDLUNCAEAD · 1 code

MAJID AL FUTTAIM HOLDING (L.L.C.)MAFHAEAD · 1 code MAMOURA DIVERSIFIED GLOBAL HOLDING P.J.S.C.MUBDAEAA · 1 code MAR INT FZCOMNDMAEAD · 1 code MAREX CAPITAL (AD) LIMITEDAARPAEAA · 1 code MASHREQBANK PSC.BOMLAEAD · 1 code MCB BANK LIMITEDMUCBAEAD · 1 code ME SOLARIS COMMODITIES FZCOSMCCAEAD · 1 code MENA CORP FINANCIAL SERVICES L.L.C.MFELAEA1 · 1 code MERRILL LYNCH INTERNATIONALMLINAEA1 · 1 code MIRABAUD (MIDDLE EAST) LIMITEDMIRAAEAD · 1 code MUFG BANK, LTD.BOTKAEAD · 1 code

NAEEM SHARES & BONDS (L.L.C)NSHOAEA1 · 1 code NASDAQ DUBAI LIMITEDDIFXAEAA · 1 code NATIONAL BANK OF BAHRAINNBOBAEAA · 1 code NATIONAL BANK OF FUJAIRAHNBFUAEAF · 1 code NATIONAL BANK OF KUWAIT SAKPNBOKAEAD · 1 code NATIONAL BANK OF OMANNBOMAEAD · 1 code NATIONAL BANK OF RAS AL KHAIMAH P.S.CNRAKAEAK · 1 code NATIONAL BANK OF UMM AL QUWAIN PSCUMMQAEAD · 1 code NATIXISNATXAEAD · 1 code NYMCARD PAYMENT SERVICES L.L.CNPSCAEA2 · 1 code

ORIENT EXCHANGE CO.(L.L.C)OECOAEAD · 1 code

PROMETHEUS CAPITAL FINANCE LIMITEDPCFIAEAB · 1 code PUNJAB NATIONAL BANKPUNBAEAD · 1 code

REDHA AL ANSARI EXCHANGE L.L.CRAECAEAD · 1 code REYL FINANCE (MEA) LTD.REYLAEAD · 1 code ROYAL BANK OF CANADAROYCAEA1 · 1 code

SAMSUNG GULF ELECTRONICS FZESECTAEA1 · 1 code SELECT GROUP LIMITEDSLGRAEAD · 1 code SHARAF EXCHANGE (L.L.C)SHEXAEA1 · 1 code SHARJAH ISLAMIC BANKNBSHAEAS · 1 code SHINHAN BANK CO.,LTD.SHBKAEAD · 1 code SHUAA CAPITAL (P.S.C)SHCPAEAD · 1 code SICO FINANCIAL BROKERAGE L.L.C.SFBLAEA2 · 1 code STANDARD CHARTERED BANKSCBLAEAD · 1 code STATE BANK OF INDIASBINAEAD · 1 code SUMITOMO MITSUI BANKING CORPORATIONSMBCAEAD · 1 code

THE SAUDI NATIONAL BANK (DUBAI BRANCH)SAMBAEAD · 1 code THE ULTIMA WORLD (DIFC) LIMITEDBCFCAEAD · 1 code TRADE CAPITAL LLCTCTLAEAD · 1 code

UAE EXCHANGE CENTRE LLCUAEXAEAA · 1 code UNATRAC HOLDING LIMITEDUNTRAEAD · 1 code UNION BANK OF INDIAUBINAEAD · 1 code UNITED ARAB BANKUARBAEAA · 1 code UNITED BANK LIMITEDUNILAEAD · 1 code UNIVERSAL EXCHANGE CENTERUECEAEAD · 1 code

VISION BANK LIMITEDANGTAEAD · 1 code

WIO BANK P.J.S.C.WIOBAEAD · 1 code WOORI BANKHVBKAEAD · 1 code

YPSILON CAPITAL (DIFC) LTDEMRGAEAD · 1 code

ZAND BANK P.J.S.C.ZANDAEAA · 1 code ZFP EQUITY TRADING (DUBAI) LIMITEDZETDAEA1 · 1 code

Questions

Do I need a SWIFT code to send money to United Arab Emirates?: Yes. An international payment to a bank in United Arab Emirates needs the bank’s SWIFT/BIC code together with the beneficiary’s IBAN.
The bank has several codes. Which one do I use?: Use the code the beneficiary gave you. If you only know the bank, the head-office code (8 characters, or 11 ending in XXX) is accepted for international payments.
Does United Arab Emirates use IBAN?: Yes. IBANs in United Arab Emirates have 23 characters and start with AE.

Paying suppliers in United Arab Emirates?

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About this data

Codes are checked against our directory of banks on TrillioniPay corridors. Always confirm the code with the beneficiary’s bank before sending a payment.

Institution names and addresses: Global Legal Entity Identifier Foundation (GLEIF) LEI data, available under CC0. The address is the legal entity’s registered or head-office address, which can differ from the office SWIFT lists.

SWIFT © and database rights August 2026. All rights reserved. This Mapping Table has been developed by SWIFT. Any use of the Mapping Table, in whole or in part, is subject to the BIC/LEI Mapping Table License Agreement as published with the Mapping Table available on GLEIF's website. The Mapping Table is updated monthly. For the latest BIC information and updates, always refer to www.swift.com/bic .