Is BSCHESMM a valid SWIFT code?

Yes. BSCHESMM has the right format and is in our directory for BANCO SANTANDER S.A., MADRID. Confirm with the beneficiary that it is the bank that holds their account.

What is the difference between BSCHESMM and BSCHESMMXXX?

None. BSCHESMM is the 8-character form of BSCHESMMXXX; XXX at the end means the head office. Either works.

SWIFT/BIC · Spain

BSCHESMM

BANCO SANTANDER S.A. · Head office · MADRID

Code details

SWIFT/BIC: BSCHESMM (BSCHESMMXXX)
Institution: BANCO SANTANDER S.A.
Office: Head office
Branch code: XXX · head office
Address: MADRID
City: MADRID
Country: Spain

What BSCHESMM means

BSCHESMMXXX

BSCHBank code
Four letters chosen by the institution.
ESCountry code
Spain (ISO 3166)
MMLocation code
Where the institution sits on the SWIFT network. A 1 in second place marks a passive participant.
XXXBranch code
XXX, or nothing at all, means the head office.

Paying an account at this bank

You will also need the beneficiary’s IBAN. Spain IBANs have 24 characters and start with ES. IBAN format and example → Check an IBAN →

Questions

Is BSCHESMM a valid SWIFT code?: Yes. BSCHESMM has the right format and is in our directory for BANCO SANTANDER S.A., MADRID. Confirm with the beneficiary that it is the bank that holds their account.
What is the difference between BSCHESMM and BSCHESMMXXX?: None. BSCHESMM is the 8-character form of BSCHESMMXXX; XXX at the end means the head office. Either works.

Sending to BSCHESMM?

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About this data

Codes are checked against our directory of banks on TrillioniPay corridors. Always confirm the code with the beneficiary’s bank before sending a payment. Last updated: 23 September 2026.