Is ZPAYIT22 a valid SWIFT code?

Yes. ZPAYIT22 has the right format and is in our directory for ZPAY S.R.L., LODI. Confirm with the beneficiary that it is the bank that holds their account.

What is the difference between ZPAYIT22 and ZPAYIT22XXX?

None. ZPAYIT22 is the 8-character form of ZPAYIT22XXX; XXX at the end means the head office. Either works.

SWIFT/BIC · Italy

ZPAYIT22

ZPAY S.R.L. · Head office · LODI

Code details

SWIFT/BIC: ZPAYIT22 (ZPAYIT22XXX)
Institution: ZPAY S.R.L.
Office: Head office
Branch code: XXX · head office
Address: VIA SOLFERINO 1, 26900 LODI
City: LODI
Country: Italy

What ZPAYIT22 means

ZPAYIT22XXX

ZPAYBank code
Four letters chosen by the institution.
ITCountry code
Italy (ISO 3166)
22Location code
Where the institution sits on the SWIFT network. A 1 in second place marks a passive participant.
XXXBranch code
XXX, or nothing at all, means the head office.

Paying an account at this bank

You will also need the beneficiary’s IBAN. Italy IBANs have 27 characters and start with IT. IBAN format and example → Check an IBAN →

Questions

Is ZPAYIT22 a valid SWIFT code?: Yes. ZPAYIT22 has the right format and is in our directory for ZPAY S.R.L., LODI. Confirm with the beneficiary that it is the bank that holds their account.
What is the difference between ZPAYIT22 and ZPAYIT22XXX?: None. ZPAYIT22 is the 8-character form of ZPAYIT22XXX; XXX at the end means the head office. Either works.

Sending to ZPAYIT22?

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About this data

Codes are checked against our directory of banks on TrillioniPay corridors. Always confirm the code with the beneficiary’s bank before sending a payment. Last updated: 23 September 2026.

Institution names and addresses: Global Legal Entity Identifier Foundation (GLEIF) LEI data, available under CC0. The address is the legal entity’s registered or head-office address, which can differ from the office SWIFT lists.

SWIFT © and database rights August 2026. All rights reserved. This Mapping Table has been developed by SWIFT. Any use of the Mapping Table, in whole or in part, is subject to the BIC/LEI Mapping Table License Agreement as published with the Mapping Table available on GLEIF's website. The Mapping Table is updated monthly. For the latest BIC information and updates, always refer to www.swift.com/bic .