What is the SWIFT code of SANTANDER CONSUMER FINANCE OY?

SAOCFIH1 (SAOCFIH1XXX in 11-character form) is the head-office code.

8 or 11 characters — which should I use?

Both reach the head office: the 8-character code is short for the 11-character one ending in XXX. A different ending identifies a branch or department, and only matters if the beneficiary’s bank asked for it.

SWIFT codes · Finland

SANTANDER CONSUMER FINANCE OY SWIFT code

The main SWIFT/BIC code for SANTANDER CONSUMER FINANCE OY is SAOCFIH1.

Main code

SAOCFIH1XXX

SAOCBank code
Four letters chosen by the institution.
FICountry code
Finland (ISO 3166)
H1Location code
Where the institution sits on the SWIFT network. A 1 in second place marks a passive participant.
XXXBranch code
XXX, or nothing at all, means the head office.

Institution: SANTANDER CONSUMER FINANCE OY
SWIFT/BIC (8): SAOCFIH1
SWIFT/BIC (11): SAOCFIH1XXX
Type: Head office
Address: RISTO RYTIN TIE 33, 00570 HELSINKI
Country: Finland

Details for SAOCFIH1 →

Paying this bank

For an international payment to an account at SANTANDER CONSUMER FINANCE OY, give your bank the SWIFT/BIC code above and the beneficiary’s IBAN. Finland IBAN format →

Questions

What is the SWIFT code of SANTANDER CONSUMER FINANCE OY?: SAOCFIH1 (SAOCFIH1XXX in 11-character form) is the head-office code.
8 or 11 characters — which should I use?: Both reach the head office: the 8-character code is short for the 11-character one ending in XXX. A different ending identifies a branch or department, and only matters if the beneficiary’s bank asked for it.

Sending money to SANTANDER CONSUMER FINANCE OY?

See the fee and the exchange rate before you confirm, and the day the money should arrive.

Join the waiting list When will it arrive?

About this data

Codes are checked against our directory of banks on TrillioniPay corridors. Always confirm the code with the beneficiary’s bank before sending a payment. Last updated: 23 September 2026.

Institution names and addresses: Global Legal Entity Identifier Foundation (GLEIF) LEI data, available under CC0. The address is the legal entity’s registered or head-office address, which can differ from the office SWIFT lists.

SWIFT © and database rights August 2026. All rights reserved. This Mapping Table has been developed by SWIFT. Any use of the Mapping Table, in whole or in part, is subject to the BIC/LEI Mapping Table License Agreement as published with the Mapping Table available on GLEIF's website. The Mapping Table is updated monthly. For the latest BIC information and updates, always refer to www.swift.com/bic .

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