Do I need a SWIFT code to send money to Finland?

For a euro SEPA transfer the IBAN is enough. For other currencies, or a SWIFT wire, you need the bank’s SWIFT/BIC code as well.

The bank has several codes. Which one do I use?

Use the code the beneficiary gave you. If you only know the bank, the head-office code (8 characters, or 11 ending in XXX) is accepted for international payments.

Does Finland use IBAN?

Yes. IBANs in Finland have 18 characters and start with FI.

SWIFT codes

SWIFT/BIC codes in Finland

188 institutions and 189 codes for Finland in our directory. Pick a bank to see its head-office and branch codes.

Paying into Finland

Local currency
EUR
Banks closed
Sunday – Saturday
Holidays and value dates →
IBAN
18 characters · SEPA
Format and example →

Largest networks

KEMIRA OYJKEMIFIH1 · 2 codes

All banks in Finland

AALTO PANKKIIRILIIKE OYELPAFIH1 · 1 code AFALON INVESTMENT MANAGEMENT OYNOTPFIH1 · 1 code AHLSTROM OYJAHOJFIHH · 1 code AKTIA BANK ABPHELSFIHH · 1 code ALEXANDRIA GROUP OYJALPYFIH1 · 1 code ALISA PANKKI OYJEVSEFIHH · 1 code ALMA MEDIA OYJALMYFIHH · 1 code ATINE GROUP OYATGOFIH1 · 1 code

ÅLANDSBANKEN ABPAABAFI22 · 1 code

B10 VARAINHOITO OYVARIFIH1 · 1 code BASWARE OYBAWCFI21 · 1 code BELGRANO INVERSIONES OYBEIDFIH1 · 1 code BIGBANK ASBIGKFIH1 · 1 code BONUM PANKKI OYJPOPFFI22 · 1 code

CAPMAN WEALTH OYJAADFIH1 · 1 code CITIBANK EUROPE PUBLIC LIMITED COMPANYCITIFIHX · 1 code CREDIT AGRICOLE CORPORATE AND INVESTMENT BANKBSUIFIHH · 1 code CROSSKEY BANKING SOLUTIONS AB LTDCBSNFI22 · 1 code

DANSKE BANK A/SDABAFIHH · 1 code DANSKE KIINNITYSLUOTTOPANKKI OYJDAKOFIHH · 1 code DNB BANK ASADNBAFIHX · 1 code DNB CARNEGIE INVESTMENT BANK ABCASFFIH1 · 1 code

ENITY BANK GROUP AB (PUBL), FILIAL I FINLANDBPFNFI22 · 1 code EQ VARAINHOITO OYASNGFIH1 · 1 code ERIKOISSIJOITUSRAHASTO NORDEA NAVIGOERNNFIH1 · 1 code ESTLANDER & PARTNERS ABESPRFIH1 · 1 code EUROCLEAR NORDICS OYAPKEFIHH · 1 code

FA SOLUTIONS OYSOLTFIH1 · 1 code FINLANDIA GROUP OYJFIGYFIH1 · 1 code FINNAIR OYJFNARFI21 · 1 code FOREA CAPITAL OYFOCTFIH1 · 1 code FOURTON OYFOURFI21 · 1 code FRONT CAPITAL OYFRCPFIH1 · 1 code

HELSINKI CAPITAL PARTNERS OYHCPRFIH1 · 1 code HIAB OYJCTECFIHH · 1 code HOLVI PAYMENT SERVICES OYHOLVFIHH · 1 code

IF SKADEFÖRSÄKRING AB (PUBL)IFPCFIH1 · 1 code IKANO BANK AB (PUBL)KPFFFI21 · 1 code INDEXHELSINKI OSAKEYHTIÖINHAFIH1 · 1 code INVESTDECK OYPSEUFI21 · 1 code IVY PAY OYIVPYFIH2 · 1 code

J.P. MORGAN SEJPMLFIH2 · 1 code

KALMAR OYJKALMFIHH · 1 code KEMIRA OYJKEMIFIH1 · 2 codes KESKINÄINEN ELÄKEVAKUUTUSYHTIÖ ILMARINENIMPIFIH1 · 1 code KESKINÄINEN TYÖELÄKEVAKUUTUSYHTIÖ ELOEMPNFI2E · 1 code KJK CAPITAL OYKJKCFIH1 · 1 code KONE OYJKONEFI22 · 1 code

LAGO KAPITAL OYLAGOFIH1 · 1 code LÄHITAPIOLA VARAINHOITO OYLTAPFI22 · 1 code LAMMIN SÄÄSTÖPANKKITUSAFI21 · 1 code LAMY OYLAMYFIH1 · 1 code

MACGREGOR FINLAND OYMCGGFI22 · 1 code MANDATUM ASSET MANAGEMENT OYMLIRFIH1 · 1 code METSÄ GROUP TREASURY OYMGRPFI22 · 1 code METSO OYJOUTCFI22 · 1 code

NARVI PAYMENTS OY ABNARYFIH2 · 1 code NASDAQ NORDIC OYXFOMFIH1 · 1 code NESTE OYJNSTEFI22 · 1 code NOKIA OYJNOOAFI21 · 1 code NOMENTIA OYOPUSFI2H · 1 code NOMURA INTERNATIONAL PLCNISUFIH1 · 1 code NORDEA AVTALSPENSIONSFOND MIDINOVDFIH1 · 1 code NORDEA BANK ABPNDEAFIHH · 1 code NORDEA GENERATIONSFOND 90-TALNONTFIH1 · 1 code NORDEA GENERATIONSFOND SENIORNONEFIH1 · 1 code NORDEA HENKIVAKUUTUS SUOMI OYNOHOFIH2 · 1 code NORDEA INVESTMENT MANAGEMENT ABNIMFFIH1 · 1 code NORDEA OBLIGATIONSFONDNOOIFIH1 · 1 code NORDEA PRIVATE BANKING RÄNTEPORTFÖLJNOPRFIH1 · 1 code NORDEA SWEDISH STARSNOWSFIH1 · 1 code NORDIC INVESTMENT BANKNOINFIHH · 1 code NORMET OYNRMEFI22 · 1 code NORTHMILL BANK AB, FILIAL I FINLANDNOLFFIH2 · 1 code

OMA SÄÄSTÖPANKKI OYJOMSAFI2S · 1 code OP OSUUSKUNTAPOHGFIH1 · 1 code OP VARAINHOITO OYPOAEFIH1 · 1 code OP YRITYSPANKKI OYJOKOYFIHH · 1 code OY SAMLINK ABSALKFI21 · 1 code

PARETO SECURITIES ABOJFFFIH1 · 1 code PAYEX SVERIGE AB FILIAL I FINLANDPSFFFIH2 · 1 code PAYSAXAS OYPASXFIH2 · 1 code PCM HOLDING OYNAGPFIH1 · 1 code PENSIONSFÖRSÄKRINGSAKTIEBOLAGET VERITASVEPFFI21 · 1 code PIACERINGSFOND NORDEA DEFENSIVNPKPFIH1 · 1 code PLACERINGSFOND NORDEA ALLOKERINGSFONDPNFNFIH1 · 1 code PLIANT OYPLITFIH2 · 1 code PPS EU S.A. - SUOMEN SIVULIIKEPPSIFI22 · 1 code

RAMIRENT OYRMRTFI22 · 1 code

TAALERI OYJTAALFIHH · 1 code TIETO OYJTICOFIHH · 1 code TITANIUM RAHASTOYHTIÖ OYTIRHFIH1 · 1 code TITANIUM VARAINHOITO OYRVINFIH1 · 1 code TRUELAYER (IRELAND) LIMITEDTRYEFIH2 · 1 code TRUMO FINANCE OYTRMFFIH2 · 1 code TYÖLLISYYSRAHASTOTYOTFIH1 · 1 code

UB OMAISUUDENHOITO OYUNOMFIH1 · 1 code UB RAHASTOYHTIÖ OYRAHTFIH1 · 1 code UMO CAPITAL OYULKOFIH1 · 1 code UMO INVEST OYUMIVFIH1 · 1 code UPM-KYMMENE OYJUPMKFIHH · 1 code

VALMET OYJVLMTFIHH · 1 code VARAINHALLINTA TRESOR OYVATSFIH1 · 1 code VESSILÄ OY ABVESSFIH1 · 1 code VIRALA OY ABVIRAFIH1 · 1 code VISIO VARAINHOITO OYVISVFIH1 · 1 code VIVABANKVPAYFIH2 · 1 code

WAMO SOLUTIONS OYWAMOFIH2 · 1 code WÄRTSILÄ OYJ ABPWRTCFIHH · 1 code WIP ASSET MANAGEMENT OYWIANFIH1 · 1 code

Questions

Do I need a SWIFT code to send money to Finland?: For a euro SEPA transfer the IBAN is enough. For other currencies, or a SWIFT wire, you need the bank’s SWIFT/BIC code as well.
The bank has several codes. Which one do I use?: Use the code the beneficiary gave you. If you only know the bank, the head-office code (8 characters, or 11 ending in XXX) is accepted for international payments.
Does Finland use IBAN?: Yes. IBANs in Finland have 18 characters and start with FI.

Paying suppliers in Finland?

TrillioniPay shows the fee and the rate before you confirm, and tells you the day the money should land.

Join the waiting list When will it arrive?

About this data

Codes are checked against our directory of banks on TrillioniPay corridors. Always confirm the code with the beneficiary’s bank before sending a payment.

Institution names and addresses: Global Legal Entity Identifier Foundation (GLEIF) LEI data, available under CC0. The address is the legal entity’s registered or head-office address, which can differ from the office SWIFT lists.

SWIFT © and database rights August 2026. All rights reserved. This Mapping Table has been developed by SWIFT. Any use of the Mapping Table, in whole or in part, is subject to the BIC/LEI Mapping Table License Agreement as published with the Mapping Table available on GLEIF's website. The Mapping Table is updated monthly. For the latest BIC information and updates, always refer to www.swift.com/bic .