Is KALCHR2X a valid SWIFT code?

Yes. KALCHR2X has the right format and is in our directory for KARLOVAČKA BANKA D.D., KARLOVAC. Confirm with the beneficiary that it is the bank that holds their account.

What is the difference between KALCHR2X and KALCHR2XXXX?

None. KALCHR2X is the 8-character form of KALCHR2XXXX; XXX at the end means the head office. Either works.

SWIFT/BIC · Croatia

KALCHR2X

KARLOVAČKA BANKA D.D. · Head office · KARLOVAC

Code details

SWIFT/BIC: KALCHR2X (KALCHR2XXXX)
Institution: KARLOVAČKA BANKA D.D.
Office: Head office
Branch code: XXX · head office
Address: IVANA GORANA KOVAČIĆA 1, 47000 KARLOVAC
City: KARLOVAC
Country: Croatia

What KALCHR2X means

KALCHR2XXXX

KALCBank code
Four letters chosen by the institution.
HRCountry code
Croatia (ISO 3166)
2XLocation code
Where the institution sits on the SWIFT network. A 1 in second place marks a passive participant.
XXXBranch code
XXX, or nothing at all, means the head office.

Paying an account at this bank

You will also need the beneficiary’s IBAN. Croatia IBANs have 21 characters and start with HR. IBAN format and example → Check an IBAN →

Questions

Is KALCHR2X a valid SWIFT code?: Yes. KALCHR2X has the right format and is in our directory for KARLOVAČKA BANKA D.D., KARLOVAC. Confirm with the beneficiary that it is the bank that holds their account.
What is the difference between KALCHR2X and KALCHR2XXXX?: None. KALCHR2X is the 8-character form of KALCHR2XXXX; XXX at the end means the head office. Either works.

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About this data

Codes are checked against our directory of banks on TrillioniPay corridors. Always confirm the code with the beneficiary’s bank before sending a payment. Last updated: 23 September 2026.

Institution names and addresses: Global Legal Entity Identifier Foundation (GLEIF) LEI data, available under CC0. The address is the legal entity’s registered or head-office address, which can differ from the office SWIFT lists.

SWIFT © and database rights August 2026. All rights reserved. This Mapping Table has been developed by SWIFT. Any use of the Mapping Table, in whole or in part, is subject to the BIC/LEI Mapping Table License Agreement as published with the Mapping Table available on GLEIF's website. The Mapping Table is updated monthly. For the latest BIC information and updates, always refer to www.swift.com/bic .