Is SPHGCA82 a valid SWIFT code?

Yes. SPHGCA82 has the right format and is in our directory for USF TECH LIMITED, KELOWNA. Confirm with the beneficiary that it is the bank that holds their account.

What is the difference between SPHGCA82 and SPHGCA82XXX?

None. SPHGCA82 is the 8-character form of SPHGCA82XXX; XXX at the end means the head office. Either works.

SWIFT/BIC · Canada

SPHGCA82

USF TECH LIMITED · Head office · KELOWNA

Code details

SWIFT/BIC: SPHGCA82 (SPHGCA82XXX)
Institution: USF TECH LIMITED
Office: Head office
Branch code: XXX · head office
Address: #202 - 346 LAWRENCE AVE, OFFICE C, V1Y 6L4 KELOWNA
City: KELOWNA
Country: Canada

What SPHGCA82 means

SPHGCA82XXX

SPHGBank code
Four letters chosen by the institution.
CACountry code
Canada (ISO 3166)
82Location code
Where the institution sits on the SWIFT network. A 1 in second place marks a passive participant.
XXXBranch code
XXX, or nothing at all, means the head office.

Paying an account at this bank

Canada does not use IBAN: send the beneficiary’s local account number with this code. Check an IBAN →

Questions

Is SPHGCA82 a valid SWIFT code?: Yes. SPHGCA82 has the right format and is in our directory for USF TECH LIMITED, KELOWNA. Confirm with the beneficiary that it is the bank that holds their account.
What is the difference between SPHGCA82 and SPHGCA82XXX?: None. SPHGCA82 is the 8-character form of SPHGCA82XXX; XXX at the end means the head office. Either works.

Sending to SPHGCA82?

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About this data

Codes are checked against our directory of banks on TrillioniPay corridors. Always confirm the code with the beneficiary’s bank before sending a payment. Last updated: 23 September 2026.

Institution names and addresses: Global Legal Entity Identifier Foundation (GLEIF) LEI data, available under CC0. The address is the legal entity’s registered or head-office address, which can differ from the office SWIFT lists.

SWIFT © and database rights August 2026. All rights reserved. This Mapping Table has been developed by SWIFT. Any use of the Mapping Table, in whole or in part, is subject to the BIC/LEI Mapping Table License Agreement as published with the Mapping Table available on GLEIF's website. The Mapping Table is updated monthly. For the latest BIC information and updates, always refer to www.swift.com/bic .