Is ROYCCAT2 a valid SWIFT code?

Yes. ROYCCAT2 has the right format and is in our directory for ROYAL BANK OF CANADA, TORONTO. Confirm with the beneficiary that it is the bank that holds their account.

What is the difference between ROYCCAT2 and ROYCCAT2XXX?

None. ROYCCAT2 is the 8-character form of ROYCCAT2XXX; XXX at the end means the head office. Either works.

SWIFT/BIC · Canada

ROYCCAT2

ROYAL BANK OF CANADA · Head office · TORONTO

Code details

SWIFT/BIC: ROYCCAT2 (ROYCCAT2XXX)
Institution: ROYAL BANK OF CANADA
Office: Head office
Branch code: XXX · head office
Address: TORONTO
City: TORONTO
Country: Canada

What ROYCCAT2 means

ROYCCAT2XXX

ROYCBank code
Four letters chosen by the institution.
CACountry code
Canada (ISO 3166)
T2Location code
Where the institution sits on the SWIFT network. A 1 in second place marks a passive participant.
XXXBranch code
XXX, or nothing at all, means the head office.

Paying an account at this bank

Canada does not use IBAN: send the beneficiary’s local account number with this code. Check an IBAN →

Questions

Is ROYCCAT2 a valid SWIFT code?: Yes. ROYCCAT2 has the right format and is in our directory for ROYAL BANK OF CANADA, TORONTO. Confirm with the beneficiary that it is the bank that holds their account.
What is the difference between ROYCCAT2 and ROYCCAT2XXX?: None. ROYCCAT2 is the 8-character form of ROYCCAT2XXX; XXX at the end means the head office. Either works.

Sending to ROYCCAT2?

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About this data

Codes are checked against our directory of banks on TrillioniPay corridors. Always confirm the code with the beneficiary’s bank before sending a payment. Last updated: 23 September 2026.